Do I really need to purchase apple care.. ?

Hi..
Been using my macbook for about a year now with no issues at all and just got a reminder call from the local apple store suggesting me to purchase the apple care before the 1 year official warranty expires.
Well, my mac is always in safe hands and I kind of doubt if a mac would break down so soon. Was wondering do i really should go in for apple care or should I leave it the way it is.. ? Got some big expenses coming up so don't really want to spend on anything else at the moment. Thanks in advance..:)

For a portable, I would get Applecare, regardless of the systems good care. Portables, by their nature, have alot of function squeezed into a small enclosure, and being portable adds additional opportunities for bumps and physical stresses. I've always bought Applecare for our portable systems, and have had claims on some systems and none on others. Applecare is, after all, nothing more than an insurance policy. Another thought is that some credit cards extend the manufacturers warranty, so if you paid via credit card that offers that service, Applecare may not be needed at all.

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