Do we have to use our bank cards to go on iTunes?

I don't want to use my Apple ID to buy things and I want to update my old iPhone (ver: 4.3.5) but I want to transfer my apps before they disappear in the sync. Can I just use a gift code alone or something without using debit/credit cards or anything else from the bank? I'm new so help me!

Yes you can just use a gift code alone without using a debit/credit card.
See here > http://support.apple.com/kb/ht2534

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