Does anyone know why I need to verify my account even if there is money in my account?

Every time I go to purchase something, I need to verify my billing information, even though I have $60+ in my store credit.

Apple requires you have a valid payment form for your country as a way of determining if you are resident there and eligible to use that country's iTunes Store, even if you use other forms of payment.  I don't have an iTunes account so I don't know if it is standard for verification to come up each time.

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    Thanks a lot for your swift response. And sorry if it was a bit too hectic to go through my detailed query (which I did because it was misunderstood when I asked previously). As I've mentioned above, I was informed that updating to 5.0.1 would '''require''' me to '''delete''' the current version and then install the new one. And doing so will involve losing all my bookmarks. I guess I should have been more specific and detailed there. By losing, I didn't mean losing them forever. I'm aware that they're secured in some place and deleting and installing the software doesn't harm its existence. What I meant that if I install the new version, I'd have to delete the old one. And after installing the new version, I'd have to transfer them (bookmarks) back from wherever they are. Get it? When it updated from 3.6.9 to 3.6.13, and from 3.6.13 to 3.6.18, I didn't need to follow that process. They were already present on their own.
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    You should see this 4 option menu.  Click on Disk Utility:
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    "flying blind."
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    The Oxford dictionary can best delineate and elucidate your lack of comprehension in what ACTUALLY “meaning” is.
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    Hello there, Adavidson137.
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    No need to apologise.   As a newbie, it is easy to stray out of line but it is clear that was not your intention.
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