Does Applecare cover Macbook adapter accidents??

The part of my Macbook adapter that plugs into the computer fell into a cup of water (fail, I know). As a result, the adapter tip is fried I need a new one and before I start searching for cheaper ones on Amazon or eBay, I need to know: Does Applecare cover Macbook adapter accidents?? I've had my Macbook for less than three years and so I should still be covered.
Applecare says it covers adapters, but I'm not sure about accidents. Should I go to the Genius bar and say it's an accident? I can't lie about the way the tip of the adapter is certainly fried. This is a different kind of accident. Someone, please help.

Does Applecare cover Macbook adapter accidents?
AppleCare doesn't cover accidental damage. Homeowner's insurance, a credit card, or third-party insurance might.
(44778)

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