Does family member still need to enter apple ID & password when buy content

Hi,
I setup family sharing for my family.
I am the organizer and my wife is family member.
So, when my wife buy something from app store, she still need to enter her apple ID & password, doesn't she?
And then, the money will be charged to my credit card in my apple ID account. Is that right?
If yes, can we configure "Ask to buy" feature for my wife? (Because as far as I know that feature only apply to kid).
Regards,
Khuong

Yes, they will need to enter their password, and as far as I know this applies to children too (which is why they were encouraged to choose a password they could remember during setup.  I assume this is to authenticate that the purchase (or request in the case of a child) is coming from them.
All purchases are charged to the organizer's credit card.
Ask to buy will only work with child IDs, not adults.

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