Does Oracle AP produce SEPA XML files for EFT transactions?

One of our banks recommends that we provide the EFT file in SEPA XML format which is applicable to all banks in EU countries. Does Oracle AP produce this file as a standard? Does it need to be customized?
What are the Standard EFT Formats produced by Oracle eBS as a standard out-of-the-box functionality?
Any sort of input on the topic would be useful. Thanks.

Our Oracle customers are using the APRO Banking Gateway. This product delivers standard the SEPA XML file format already, which is created based on the standard Oracle AP Payment Batch/Instruction information.
You can use the APRO Banking Gateway for all Oracle EBS releases 11i, 12.
If you have any questions, check www.apro.nl.

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