Does the ipad have a usb where i can transfer documents

I would like to buy one but have 2 questions. Can I open word docuemtns without buying or downloading anything and can I transfer word or pdf docs via usb?

The iPad supports viewing of Word documents within applications but doesn't provide a separate app for it. For example, if you receive a Word doc in an e-mail you can open and read it.
There is no USB port on the iPad itself for transferring documents. You can sync various applications via the USB cable, and there are a couple that would support you using iTunes to transfer Word documents to the iPad and read them.
However, by far the easiest solution is the cloud one: DropBox. You install DropBox on your iPhone and then either install the DropBox application on a computer or upload files to it via a web browser. DropBox is cloud storage, and whatever you put in your DropBox appears on all your devices that are connected to it (and it can be accessed via web browser). Typically, you'd install DropBox on a computer and when you drag a file into the DropBox folder on your computer, it's accessible to your phone.
If you go this route, keep in mind that the default behavior of DropBox is to leave everything in the cloud. This might be a problem if you wander somewhere that has poor connectivity. For that reason, DropBox permits users to "star" files on their phone, which downloads the file and keeps a local copy on the phone for quick access.
You could drop Word documents into the DropBox folder on your Mac or PC and they'd appear in DropBox on your phone, where you can open and read them as you like.

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