Ebay (Apple) refurb ipad eligible for out of warranty service?

I bought a refurbished ipad off of the apple ebay store. I am looking into insurance for it (family ipad) but wondered if it is eligible for Apple's Out of Warranty Service. Anyone know?

According to the following:
www.apple.com/support/ipad/service/faq/
"Apple reserves the right to determine whether or not your iPad is eligible for Out-of-Warranty service."

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