Fees with using AIM, SKYPE etc

Please help me understand the fees for using AIM etc on the phone. I just got a bill, after two years and had extra charges for texting for the first time. In researching the issue, since push and sms was added AND turned ON for AIM, everytime someone chatted me from computer to computer it was going to my Iphone also and being charged as sms text. So, I have since gone into preferences, turned off push and sms notification for AIM (the app). Will I still NOT be able to send or receive a chat using AIM over my phone w/o being charged for it? Does this apply to using SKYPE etc? I don't feel like I was being charged for using AIM previous to the upgrade. I bought the brand new Iphone 3g and stopped using the original one that I NEVER paid for all those texts. I am just confused about the fees and would like someone to explain it to me in plain language....
Thanks!

Hi all - I'm SO confused and annoyed by this exact issue that Valerie brought up. I just received my first bill since getting the new iPhone and am shocked at the amount of sms charges.
Re: AIM, how can you keep Push Notifications ON, but SMS off? I tried that, but I wasn't notified when I received an IM. I needed to be logged into the AIM app. Isn't there a way to get the little red number to appear on the icon, but to NOT receive an SMS?
I have such hatred towards AT&T at this point...

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