FICO 8 Score + 11 pts Will FICO 5 go up too?

My Equifax Fico 8 went up 11 points yesterday, will my Equifax Fico 5 go up as well? If so, how soon. Need it for mortgage. thank you!

Korcupj wrote:
My Equifax Fico 8 went up 11 points yesterday, will my Equifax Fico 5 go up as well? If so, how soon. Need it for mortgage. thank you!No way of telling. They always don't have the same increases and decreases as each other because they are scored differently.

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Help! I am giving away my iPhone 3Gs to my sister along with it's data plan, I want to delete my iCloud account on this phone, will delete my iCloud account too? And what about deleting my personal datas on iPhone, will it delete my data on iTunes?

Help! I am giving away my iPhone 3Gs to my sister along with it's data plan. I want to delete all of my personal data on my phone, will it delete my data on iTunes too? And same goes for iCloud; I want to delete my acount on my phone because, I guess this is a more convenient way to delete my personal data but I'm not sure if it will delete my iCloud account too or not because I'm getting an iPhone 4S and I'm hoping, the back up data like games & apps and music on my 3Gs will be transfered to 4S.
Thanks!

All you have to do is this: Sync your 3GS to create a current backup. Then either: Settings>General>Reset>Erase All Content & Settings or restore it as a "New" device in iTunes. Both accomplish the same thing, erasing all of your data & settings from the phone. You can now give it to your sister, she can plug it into her computer, name it what she wants & sync her content to it. You then restore your 4S from the backup of the 3GS you created when you started. Follow this by syncing your content to your new phone & your 4S will look just like your 3GS.

My iphone 3gs is totally dead and not charging if I will connect to power connector too

My iphone 3gs is totally dead and not charging if I will connect to power connector too
It shows only the battery charging sign when I will coonect to power connector and press menu button. But if I will put it for whole day or night too , It is not charging.
Please tell me what I can do.
I am so frustate.
Please help me.
Thanks

Are you currently plugging it into a computer? If so, try plugging it into a USB power adapter. It's possible that you're trying to charge it from a low-power USB port, and that's not enough to sustain your phone and get it charging.
If you're still unable to get it to charge, schedule a visit with your local genius bar at apple.com/retail

Reset network setting in ios will reset that in mac too?

Every time I reset network setting in my iphone, my mac will also lost all saved wifi network. So, reset network setting in ios will reset that in mac too?

What do you mean? Like my wifi network at my home, school or public area. If I reset my iPhone's network setting, when I go back to home, my mac wouldn't connect to my home's network too. I have to retype the password. And I go to system preferences -> network -> advanced under wifi, I only see the wifi networks that my iphone has joined after resetting the network setting. That's why I think they are related, but I couldn't think of a reason why apple would do that. So i'm wondering if I set something wrong....

What happens If I restore factory setting my IPhone 4? Will I loose service provider too?

Hi, I'm trying to restore factory setting on my IPhone 4 and I have some concerns.
First, will it downgrade operating system to IOS 5 from 6?
And another question is what about cell phone service provider? Will I loose them too?
Let me know. Thanks in advance

No, it will not revert to iOS 5. You will stay on iOS 6.
Restore Factory Settings will not cause you to lose your cellular provider. But it may require you to re-activate with your current provider.

Will not load registered with too many computers

my daughters IPOD Mini will not sync with current computer, due to registration with other computers, news to us....How do we get this cleared up without losing any purchased songs?

In iTunes, under the "Store" menu, you can select "Deauthorize this computer". That will remove that computer from your iTunes account and free up a spot for the new computer.
If you have already sold or wiped your previous computers, you can log into your iTunes account from the Store menu in iTunes by selecting "View My Account xxxx@xxxx". Once you are logged in, about 1/4 the way down the page it will tell you that you have "xx computers are authorized......". Beside that you have the option to deauthorize all of the connected devices. That is the only option, you will have to deauthorize all and then set up the ones you want to use.
I think 10 is the maximum number of devices that can sync to one iTunes account.

Dreamweaver will not load after adding too big a site

So i wanted to load my entire projects folder into one giant
project, i thought this would help in keep track of items using
common includes. well, dreamweaver crashed on building cache, and
now i can't re-open it.
i thought if i could remove the sites list that will allow
dreamweaver to re-start. can anyone help me to do that?

> *BUMP*
you didn't give an OS or dw version.
as a guess, on cs3 and windows xp it would be around here:
C:\Documents and Settings\USERNAME\Application
Data\Adobe\Dreamweaver
9\Configuration\SiteCache
delete the xxx.dws file with that site's name.
note- when you restart dw- it will then try to rebuild the
site cache.
If there is a corrupt file IN this local site folder that's
causing the
folder- it will bung up again.
so- suggestion: rename the local site folder on the hard
drive before doing
this. dw will give an error message that it can't find the
site folder. but
it will start up.
second suggestion:
corrupt site cache files can result from having the large
original files
like .psd and .png and .fla files in the site folder.
Alan
Adobe Community Expert, dreamweaver
http://www.adobe.com/communities/experts/

Does anybody know if the iPhone 5S will work in other countries too? I wanna bring one to Brazil with me

Hi, I'm from Brazil and I would like to buy an iPhone 5S (GSM) here in the USA, and I would like to know if it will work in Brazil too

Read the specs and see if it supports the bands necesary to work in the countries desired.

If i clear my macbook will i be clearing iPhoto too?

i am wanting to clear my mac of every apart from my photos. so if i clear it will i loose the iPhoto photos too?

Erasing the internal drive will erase its contents, including the photos; anything you'd like to keep should be on at least two drives.
(124925)

If i delete and edited will it delete the original too ?

Hello
If i delete an edit of a picture - i can only delete that as original not showing- will it also delete the original?
or i have to revert first back to original and then delete?
but then will be the edited deleted from hard-drive?
many thx

1. How to zoom in a picture while editing without the mouse - like keyboard shortcut
Tap the 1 and 2 keys to zoom in the Viewer window.
In *Edit Mode* 1 and 2 zoom further in and 0 reverts to viewer size.
2. Any way to rename the picture file name from Iphoto , if not what u recommend for that?
No there is no way to rename the file in iPhoto - and no need to. If you rename the file you will change the “address” of the file on the HD and iPhoto will lose it. Instead in iPhoto give the pic a Title. This title is available for search wherever iPhoto is available - including every Open... dialogue in the OS. If, for some reason you need to have a version of the file renamed then export from iPhoto using the File -> Export command. There is an option in that dialogue to use the title as filename.
Regards
TD

When I update my mac, will it upgrade my mac to Mountain Lion, will it update my apps too?

I would like to know if when I upgrade my mac, will it update my apps. For example will it update my mail app. I want to update from snow leopord to mountain lion.

It will update all the apps that come with the Operating System. And yes, that includes Mail.

I have a 4th generation ipod touch and I want to move my itunes library to a different computer, can I just download itunes or will my ipod software be too old?

Can I just download the newest itunes and still have my 4th generation ipod work with it?

Download iTunes on the new computer and then:
Syncing to a "New" Computer or replacing a "crashed" Hard Drive: Apple Support Communities

Been charged for jack reacher 15.99,but will not download due to too many http addresses open how do I get my money back

Have purchased jack reacher for 15.99 unable to download due to too many http addresses. I hav only got the apple address open only would I be able to get a download and how do I go about getting a refund thankyou.

You would really have to ask the app developer if there is a way to export the data.
As for adding a printer, you would need to purchase an AirPrint compatible printer and connect it to your wireless network.
By the way, your holiday letter/rant/Idon't even know what to call it... is completely inappropriate for these forums.

Ok, my MacBook Pro has 15000 photos on its hard drive, if I take three quarters will my mac get up too speed again?

How do I save the photos on an external hard drive , just by dragging them across ?

Yes, you can drag and drop them into a folder on an external HD.
Regardless of your HD internal, or "losing space" you must have a backup of all valuable data you "dont dare lose"
2 copies is 1, and 1 is none....and the computer never counts as one of those copies.
safeguard your valuable data.

FICO impact of all CCs reporting

In the last few months on the Forum, there’s been quite a deal of interest in this question: Suppose a person starts with all of his credit cards reporting at $0, except one, which reports a small positive balance. That’s in theory ideal. Then he allows all of his credit cards to show a positive balance, while keeping total CC utilization very low. What FICO impact is there? I did that last month. My scores dropped 7 to 10 points, depending on the CRA. It wasn’t perfectly scientific, since my total utilization went from 1% to 2%. But if we assume the change in U had little or no impact, then the entire drop was due to the number of accounts showing a balance. I have four open credit cards. Exactly one showed a balance at start and exactly 4 showed a balance at end. Absolutely no other new events occurred: e.g. no new inquiries or new accounts, no old inquiries falling off, no accounts being closed, etc. The shift was basically 836 to 826 at TU and 836 to 829 at EQ. EX had not updated the data yet.

Revelate wrote:
Thomas_Thumb wrote:
The quick hit associated with one card reporting gets a lot of press and the 5 to 15 point boost many profiles see has been documented. No argument with that. However, minimal reporting actually inhibits ability to effectively build credit payment history over time. This holds true regardless of the profile being old/new, thick/thin or clean/dirty. Quite a few posters with no need for new credit short term have adopted the tactic of reporting a small balance on only one card every month as a hard rule. This is not wise. Many single card posters are actually using multiple cards each month and have significant charges which they PIF. If new credit is NOT needed short term it is best to allow these balances and subsequent payments to report. That is helpful in establishing a solid payment history and showing credit worthiness. Optimize for score when needed for new credit but otherwise show credit use to build history. Sorry if I got a bit off topic. How can you possibly make that assertion TT? . A report of $0 is still a reported payment and positive history. There is no difference FICO wise whether you report $0 or some non-zero number when we're talking in the future. Revolving utilization is instant in time only from exhaustive testing by a bunch of people and not a single credible source has said differently to my knowledge, FICO 04 or FICO 8. Most lenders to my understanding report high balance as highest balance during the statement period, not highest reported balance. There are some exceptions, but it's not the rule. Also, payments made are reported to all bureaus; yes not every lender does this, and FICO doesn't make use of it, but if it's on the credit report, it's a good bet lenders will absolutely use it for their purposes. You don't really have to go much beyond my Chase and Penfed approvals for 20K+ when my aggregate credit limit was only 34.6K with a high CL of 9K previously, and I've been at pretty minimal reported utilization for a more than a year while a mortgage was possibly in the wind. The vast majority of my balances over time have reported $0: I know this is only a single anecdotal report, but there's plenty more if you look for them. I'm all for the theory of just let the balances fall where they will when you're not applying for something (because it's irrelevant in a future FICO score and it takes effort to maintain), and I'm absolutely a supporter of if you get a high balance, damn right let that report and show everyone who looks at your report that you can pay it; however, from a pure FICO perspective it doesn't matter one iota, and frankly lenders are smarter than that. There are people posting in Credit Cards who had most all of their cards at zero balances, started letting some significant amount post and carry on some cards that were zero before because they had to, and certain bank algorithms tripped CLD on them. On calling the CSR, they often were able to get it worked out, with the CSR saying "I don't understand what happened", which I don't find surprising. Letting balances report builds up a tolerance by the algorithms at various banks to understand that the balances are a normal part of the profile, not a shock.
And, while it's been well proven that driving number of cards reporting to zero does pop the score, what I haven't heard is someone taking the low utilization and letting more cards report, letting the score ride with that and seeing if the score stabilizes, over several months. That takes too long, doesn't provide a quick topic for a new thread Those who have done that, let more cards report, and see no change, get cut down in this thread because their file isn't dirty. pfft. Then, the shorthand response to a newbie "How can I improve my score" is boiled down to "all cards but one at zero" with no explanation of the consequences. Now that your mortgage is behind you, you would be in a good position to try letting more cards report small balances and either disprove or prove the theory that over time the file can absorb and perhaps improve with more activity on more cards.

FICO 8 Score + 11 pts Will FICO 5 go up too?

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