Fixing Payment History

Hello - Helping a friend with her credit. Her FICO score hovers around a 550. She unfortunately was late for six student loan payments in 2013/14 (appears to be 90 days late). Prior to this, she had little to no credit history. So what's there is "bad" aside from two years of on-time car payments (obtained w/ the help of a co-signer)  I helped her obtain a secured credit card a few months ago. Low utilization on that (14%). No derogatory marks. On-time payments for that. Low average age of credit history (3 years). Only 1 or 2 credit inquiries on her report.  What would be the best steps to take in bringing that score up? It appears that once/if the payment history from 2013/14 is resolved. Her score should see a significant jump. Loans are through DEPT ED/NAVI. Is it too soon to attempt  a goodwill letter? Make any sense to obtain another secured credit card? Any help is greatly appreciated. Thanks!  

She should have success with a goodwill letter, as long as she's continued making timely payments since. I GW'd my lender last fall, but had more recent late pymts so had to rehab the loan in order for the lender to remove the lates.

Similar Messages

  • Where is payment history

    I got an debt from my account which I don't know what it is. I looked at my account and cannot find my payment history. There is a MyiTunes section that is disabled. When I enable it I see my iTunes purchases but I clicked on html code and it says paste in webpage. How do you do that. In safari pasted isn't highlighted. I would think leaving it on iTunes would be more secure than having it on a webpage.

    I had the exact same problem last night - accidentally hit the purchase button twice and I ended up with two copies of an album at twice the price. Finally found a place to report the probelm on-line: http://www.apple.com/support/itunes/store/browser/
    I also told them that purchase history was not working and that when I finally did get there from a link on their site, the report a problem button didn't work. I hope they get this fixed soon. What a PITA.

  • Invoice payment history report

    I'm looking for a report that will show me the payment history (open items and cleared items) that corresponds to an invoice or a list of invoices. I have played around with a couple of standard SAP reports and I don't find them to be all that pretty or easy to use.
    Does anyone have a custom report that they've built to gather this information and would be willing to share? Or, even better yet, does anyone know of an SAP function module or report that gives this information in a reasonably nice format?
    I am looking for detailed information on each payment if possible.
    Thank you,
    Andy

    Naimesh, thank you for the quick reply. I have checked out that transaction and it is a good start for me. I'm hoping someone might have located or created a report that is more specific to this particular function that I am thinking of.
    If not, this will work well as a starting point.
    Regards,
    Andy

  • S_ALR_87012085-Vendor Payment History

    We are using the report S_ALR_87012085-Vendor Payment History with OI sorted Items.We could get the report ouput as we need with ageing 0-30,30-60 etc but with the exisitng layout as it flows over many pages and is therefore not printable.
    We need one line per vendor so they can easily print the report.
    Is there a way this could be meet by changing layout instead of getting big lines of address and all.Or anyother report meets this requirement.

    Hello,
    if this requirement does not suffice your requirement,
    You can create your own FORM using FKI4 - Refer FKI5 or FKI6 for your ference.
    You assign this FORM using FKI1 - Refer FKI2 or FKI3 for your reference.
    You can design your form more flexibily and incorporate formulas also.
    Hope this is informative.
    Regards,
    Ravi

  • Payment History for PO

    Hi ,
    Can anyone suggest me how to get a history on PO 12345678  for  Vendor " Tata Motors" ?.
    Please suggest me how to get payment history for the above mentioned PO.
    Thanks

    in The ME23N Tcode check the Purchase Order History Tab..
    in that You can see MIRO Number
    Double click MIRO Number, Then in the MIRO Screen CLick FI Documents
    in that check Accounting Documents..
    You can see the Clearing document against PO number in the Accounting Document
    the Clearing document it self is the Payment to the Vendor

  • Payment History upload in Credit control area

    HI
    I am working on implementation project and my client requires to upload the Payment History in the credit control area. We are only updating the A/R opening balance from the legacy system and no transactions data are uploaded.  Please advise how to upload the payment history from the legacy system. 
    Regards
    Murali

    Hi Ravi
    Thanks for the info.
    The payment history is not an input field in FD32 and it is updated through an internal program based on FI payment posting in A/R.  My question was to find out whether there is any standard transaction to upload the payment history
    Regards
    Murail

  • Payment History information Not in Worklist details

    Hi,
    Can anybody tell me how i can update the payment history information in the worklist details? In the separate tab.
    Somehow the information is not coming to FSCM.
    Do i need to enhance a badi?
    Regards,
    Richard
    Edited by: R. Gentenaar on Aug 19, 2010 10:31 AM

    Hi,
    Check if program: FDM_COLL_SEND_ITEMS (under t.code FDM_COLL_SEND01 in integ. with AR) also runs regularly, check out the log of job if you are running program automatically.
    This program transfers FI-AR data to Collection management, and only then the worklist gets updated with invoice/payment data. The selection to run this program should be radio button "Periodic Data Transfer".
    regards,
    Tejas.

  • Payment History : Issue

    Dear Guru's ,
    How Do I update the payment history column in the FD32 .
    It doenot Show Payment history in the column.
    Where is the setting for the same.???
    regards,
    Amlan Sarkar

    Dear Friend ,
    It is not getting updated in the system.
    The error says"
    No payment history was recorded up to now
        Message no. F4009
    Diagnosis
        In the company code-dependent part of the master data, you specified
        that the payment history is to be recorded.
        Since this specification, however, no incoming payment has been posted
        for this customer so that there has been no payment history to update.
    regards,
    Amlan Sarkar

  • Payment History for vendor and Customer in AP and AR

    Hi Guys.
    Has anyone done the upload of PAyment History from vendor/Customer in AP and AR modules in FI from legacy system.
    if ye s how can we do it ? It is F-06 and F-07 transactions.
    Please let me know if there is a BAPI?
    Thanks for the quick help..
    Vijay

    Thx for the quick answer Andreas. n further discussions we found that the actual requirement is to only have the payment history data for both the vendor and the customer only as a referece. I mean they dont want to have the actual accounts posted for historical data, since we have to anyway have a conversion for the GL accounts related data afterwards.
    I hope i cleared what we want here. Do we have any way we can update the data in this case. Is there anyway we can have data stored in LIS possibly for such cases..
    Any ideas

  • Payment History In Credit management

    Hi all,
    How to activate the Payment History in Credit Management(FD32).
    Regards
    Talluri

    Hi Talluri
    If you want to activate payment history in FD32 then in XD02->Company code data tab->payment transactions tab check the box payment history and save it
    Now when you do billing and forward it to FI for the blocked documents then the payment history will be updated
    Regards
    Srinath

  • Payment History FD11

    in FD11 under Payment history tab , we get 2 set of data there... can someone explain what the data means... i went thro the F1 help but that is not useful....

    Nimit,
    Are you talking about " With Cash discount if possible " and " W/O discount although possible" or something else -  A snapshot would actually help in finding what exactly you are looking for.
    Thanks,
    Nandita

  • Payment history of a particular customer

    Hi Experts!
    In SAP B1, is there a standard report that shows the payment history of a particular customer?
    Your immediate response would be highly appreciated.
    Warm Regards,
    Jen

    Hi,
    If i have understood your query properly then...
    GoTo>>Financials>>Reports>>Accounting>>General Ledger>>select your BP code >>In expanded select Incoming
    payments>>untick Accounts and mentioned other details as per your requirement.
    You will get Two types of reports Books of accounts and Subsidairy a/c>> choose as per your reqiurement.
    Hope this is useful for you.
    Please close your other thread with same subject line.
    swap

  • Payment History for Customers

    Hi
    there is a field in the customer master (KNB1-XZVER).  If this indicator is selected during the customer master creation, then the payment history gets updated and we can run the report using transaction code S_ALR_87012177, which is program RFDOPR20. 
    i got a requirement that even the KNB1-XZVER is not checked i need to generate a similar kind of payment history report  for customers.
    I am analyzing which tables this program is retrieving the data from and if the data is not updated into these tables, is it possible to do it thru a custom program. 
    If any one has worked on this kind of requirement please suggest me the solution.
    regards
    rajani

    Hi
    thanks for the reply.  As you said we can do the config from the new entries created for the customer master.
    Now the user wants the payment history for the customers already created where the check box for payment history is not checked.
    can you suggest me the solution for that?
    regards
    rajani

  • Report  for "record payment history"  for customer ?

    Report  for "record payment history"  for customer ?
    Please send it.

    Dear Goutam
    Through <b>FBL5N</b>, you have to select "<b>Cleared items</b>" with "from to date" and execute.
    You will get a list which can then be downloaded as excel by selecting "List" on top left followed by "export" and "spreadsheet".
    Thanks
    G. Lakshmipathi

  • Apps Report Error(Supplier Payment History Report)

    Hi team,
    APXPPHIS module: Supplier Payment History
    Iam getting below error and unable get report Output.
    Current NLS_LANG and NLS_NUMERIC_CHARACTERS Environment Variables are :
    American_America.WE8MSWIN1252
    Enter Password:
    MSG-00001: After SRWINIT
    ORA-24324: service handle not initialized
    ==> SELECT V . vendor_name C_VENDOR_NAME , upper ( V . vendor_name ) C_SORT_VENDOR_NAME , V . segment1 C_VENDOR_NUMBER , VS . vendor_site_code C_VENDOR_SITE_CODE , decode ( VS . address_line1 , null , '' , VS . address_REP-0069: Internal error
    REP-57054: In-process job terminated:Terminated with error:
    REP-300: service handle not initialized
    ==> SELECT V . vendor_name C_VENDOR_NAME , upper ( V . vendor_name ) C_SORT_VENDOR_NAME , V . segment1 C_VENDOR_NUMBER , VS . vendor_site_code C_VENDOR_SITE_CODE , decode ( VS . address_line1 , null , '' , VS . address_Report Builder: Release 10.1.2.3.0 - Production on Wed Oct 2 16:30:25 2013
    Thanks & Regards
    San

    San,
    Please see (Supplier Payment History Report Completing With Error (Doc ID 1409467.1)).
    Thanks,
    Hussein

Maybe you are looking for

  • Quick launch buttons and touch functions not working post win7 upgrade

    I have several problems that I think are related. 1) When I rotate the screen and then bring it close (as in flat) to the keyboard, the screen goes blank. There is no key combination I can find that restores the screen. Putting it back in notebook or

  • Album Artwork

    Ok...I'm not an idiot. I've had my iPod Video since December 2006. When I add music, I always download the album artwork if it's available. If it is not, I scan in the CD cover (as a jpg) and import it. I've done this ever since the first CD I import

  • Iphone 3g Factory Settings Restore

    I restored the factory settings on my old Iphone 3g about a week ago now and it's still running. All it does is sit at the apple logo and has a pinwheel rotating. Every so often the screen will flicker like it's going to do something and then goes ba

  • Library.iphoto vs. Iphoto Library

    In my Pictures folder, what is the difference between "iphoto Library" and "Library.iphoto" ? Thanks

  • Where can I find a JSP sample app?

    Folks, I 've been searching for hours for a simple sample jsp application that uses beans to interact with a database and has add, edit, delete functionality. I'm sure their are oodles of them out there somewhere but it's proving a nightmare trying t