Getting a new MacBook Pro: HDD or SSD question

Hey everyone!
I'm about to get a new MacBook Pro, and there'sone problem I need a little help solving.
I could either get a 500gb 7200rpm HDD at noextra charge, OR I could get a 128gb SSD for an additional $90. I'm slightlyleaning towards the SSD for the general reasons you've all probably heard aboutby now.
Now let me just explain my reasoning here a bit. Ishould say beforehand that I already plan on getting a 1TB external USB drive,regardless of which internal drive I get. So space isn't really the issue.
From what I understand, if I were to buy the MBPwith the 500gb HDD and just buy an SSD separately, that would total me around$220 (the price of a 128gb SSD nowadays). However, if I were to buy the laptopwith the SSD and then buy a 500 gb HDD at 7200 rpm, it would cost me $90 + $70= $160. So I'd be saving money by buying the SSD with the MBP it seems, noteven counting the fact that I could sell the SSD for a higher price than what Iactually bought it for!
I know it sounds like I might already have myanswers, but I basically have three questions:
1) Does that argument make sense to you? As in,is there anything I'm missing or not considering?
2) Does anyone know what brand of SSD Apple shipsin MBP nowadays?
3) I was planning on using my SSD for theOS/applications, and using the 1TB HDD for files/music/movies etc. Is that anideal setup or is there something I'm missing about that as well?
I'd appreciate any helpful answers. Thanks!

1 - Everyone has their own way of looking at it...
2 - Toshiba but it can always change...
3 - seems ok, iTunes might not really like to have all the files in an external drive but it seems ok...
P.s.- 1TB will not be enough... LOL... try something bigger like a 3TB drive (think future friendly)

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