Getting a warning before credit card debited in iTunes / App Store

When I first purchased and app via my new iPad on the App store, it asked for confirmation.  Today I purchased an app, the price (white on grey) changed to white on green "Install".  After hitting Install, I expected a warning or confirmation message of some type - but no, no second change - voilà there it was!
OK so what I want is to always have a confirmation message, a warning - even if I have to re-enter my credit card or re-enter a password (that would be best) - but I can see myself browsing a $99.99 app one day and inadvertently hitting "install" and suddenly my credit card is billed…
I know you may think this is a bit overcautious or that I'm not being careful, but I also have always had my Mac's EMPTY TRASH give me a warning message and that has saved me more than once since 1989…
Thanks for any comments on how to do this.  I want the apps to be able to transfer / sync from my Mac to my iPad (and eventually iPhone) - but I want a warning when I purchase (or I want to have to enter my password of my Apple account again)--
Best regards,
Steve Schulte
Monday 4 June 2012

If you are an old timer, sometimes the App store gets confused about your account.
You might be "oldtimer"
Or you might be "[email protected]"
This is the situation for me (Yes, I am old and long suffering).
This situation means sometimes you have to log in as the other user to get things to work, or to see things you have already purchased.  I assume this is due to the fact that I was an iwork/iweb/.mac/whateveapplecallsitthisweek/icloud user.
Other then that, you might login in to the web interface from your mac and try to update your crdit card info from there. If it's all correct and the card is good it SHOULD go.
Best of luck,
Marty

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