Goal Score Advice
Hey gang, I am a longtime lurker and have benefitted tremendously from all of the advice here, specifically in helping my wife rebuild her credit. That being said, I haven't really done much work on mine, mostly because mine has always been pretty solid. The more I work at hers, the more interested I am in also improving mine. What advice do you guys have for my credit profile? TU: 769, Eq: 756, Ex: 731 I have 1 auto loan with roughly 25k outstanding, but no mortgages currently (two in the past, closed with no lates, everything in good standing). I make roughly 100k. I have no negative anything on my CR, never a late on any account. Total credit line of $99,300, listed individually below. What is my best course of action? Shoot for CLI on smaller CL? Increase number of accounts? Reduce number of accounts? Garden? Chase Slate: $18,500Barclay Arrival: $14,000Barclay Arrival+: $10,000Amex Blue Sky: $12,900Citi Preferred: $12,500Citi Dividend World: $4,500Sears Card: $3,000Cap1 Quicksilver: $4,500Discover: $4,000Lowe's: $5,400TD Bank Retail Card (Ashley Furniture): $10,000 The Chase Slate is my primary card right now because I did some BT to it, taking advantage of their 0%/no fee offer. I'd like to get to a point where the Arrival+ is my main card, due to rewards. The Slate card is just over 50% utilization, so I know that's a problem. I use the Amex at about 7% every month and pay. The TDBank account is just under 30% utilization. Suggestions?
tufa4311 wrote:
jonnyc29 wrote:The Chase Slate is my primary card right now because I did some BT to it, taking advantage of their 0%/no fee offer. I'd like to get to a point where the Arrival+ is my main card, due to rewards. The Slate card is just over 50% utilization, so I know that's a problem. I use the Amex at about 7% every month and pay. The TDBank account is just under 30% utilization. Suggestions? Well, just take a look at what goes into your FICO score and determine if there is anything in that mix you can improve:1. Payment History (nope, you have no lates)2. Amounts Owed (yup)3. Lenght of Credit History (nope, only time can do this and no opening of new accounts)4. New Credit (nope, just don't open any new credit or have any hard inquiries)5. Credit Mix (Installment loans, mortgage, credit cards, etc - many have seen their score drop after fully paying off an installment loans becuase their credit mix has lessened but I don't think you want to take out a loan just for a score increase) Looks to me like #2 wins - to optimize your score you should only have one card reporting and it should be less than 10%. You have two cards reporting and one is way over at 50% the other at 30% - both need to come down). But then, you already knew that... Thank you! Reinforcement helps. I will work on paying down balances.
Similar Messages
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Motions interaction with FCPX?
Hi all
I have recently started using FCPX on a MacBook Pro after playing around in iMovie for a bit (new Mac convert) but i never purchased the latest version of Motion with it.
I am wondering, what interaction Motion has with FCPX? Like do i have to export the timeline/individual clips to Motion to be able to add certain effects to clips in my time line, then import it back to FCPX? or does the Motion interface appear with in FCPX?
How do others edit using Motion and FCPX?
I hope that makes sense.
Thanks
Amandamissamr wrote:
.... In Motion 5, are there additional effects that you can access in FCPX with out having to create them or if you create one how do you access it in FCP?
M5 is by far much more than just a 'bag of tricks'.
It is a tool box to create your very own ones.
And as Tom already mentioned above, you can use it as a stand-alone app to create 'effected clips', or you can access your own made titles, effects, transitions from FCPX.
this excellent tutorial showed me how:
http://library.creativecow.net/neil_andy/Motion-Quick-Tip-5-FCPX/1
Following this advice, I have my own tab for effects (and titles and transitions), and I have full access to the parameters of that from me created effect. Example:
in the timeline, you see a portrait of one of my soccer players on a second track ... (2nd track, 'cause it's a cut-away)
on lower right, you see the effects-browser, there's a tab SVP (=team's name)
in the browser are two me-made effects, selected is Torschütze (=goal scorer)
on top there are the 'published parameters': Name, Position, statistics - for shure I have to be able to individualize the effect for each scorer...
plus, a 'Transformation' area, to put the shot nice into the little frame, x, y, size - the rotation is automatically done by my effect ...
in result is seen in Preview (I'm using a 2 monitor set, therefor that odd arrangement of windows )
the effect has some alpha/transparency, the blueish stripes in the background are slowly animated ...
My scorer template has the team's colors, the needed infos (=has not the unwanted ones which come with a M5 preset), ... simply 'my look' ...-
done in less than an hour (lots of trial 'n error, first time user...) -
Two records from the same table in for loop
I have a table that holds teams, a table that holds scores and a table that holds match data.
I am finding it dificult to get the player data for the second team.
Currently It is showing player information for one team.
It does echo out the second team name, but not their player info.
Can someone have a look at my code and make it work.
I took off the code I had for the second team becuase it was ging me Error 1065
Main Query:
mysql_select_db($database_db, $db);
$query_match_fixtures = "select m.match_id, date_format(m.date, '%d/%m/%Y') as mDate, m.time, t1.division, m.report, t1.team_name as team1_name, s1.score as score1, t2.team_name as team2_name, s2.score as score2
from matches m left join (matchscores s1 left join team t1 on t1.team_id = s1.team) on (s1.match_id = m.match_id) left join (matchscores s2 left join team t2 on t2.team_id = s2.team) on (s2.match_id = m.match_id)
where s1.team <> s2.team AND m.match_id = $matchID
group by match_id
order by m.match_id";
$match_fixtures = mysql_query($query_match_fixtures, $db) or die(mysql_error());
//$row_match_fixtures = mysql_fetch_assoc($match_fixtures);
$totalRows_match_fixtures = mysql_num_rows($match_fixtures);
Player extraction:
mysql_select_db($database_db, $db);
$row_match_player = array();
for ($i = 0; $i < $totalRows_history; $i++)
$row_history[$i] = mysql_fetch_assoc($history);
for ($i = 0; $i < $totalRows_match_fixtures; $i++)
$row_match_fixtures[$i] = mysql_fetch_assoc($match_fixtures);
$match_player_query = "SELECT *
FROM match_player
LEFT JOIN player on player.player_id = match_player.player_id
LEFT JOIN team ON player.team_id = team.team_id
WHERE match_id = ".$matchID."
AND team.team_name = '".$row_match_fixtures[$i]['team1_name']."'";
$result_match_player = mysql_query($match_player_query, $db) or die("large error ".mysql_errno());
$totalRows_match_player = mysql_num_rows($result_match_player);
for ($r; $r < $totalRows_match_player; $r++)
$temp_row_match_player[$r] = mysql_fetch_assoc($result_match_player);
array_push($row_match_player, $temp_row_match_player);
The display table:
<div class="tableHeading">
<h2><?php echo $row_history['mDate']; ?></h2>
</div>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td height="25" bgcolor="#000000"><div align="left" style="color:#FFFFFF"><strong>Type</strong></div></td>
<td height="25" bgcolor="#000000"><div align="left" style="color:#FFFFFF"><strong>Home</strong></div></td>
<td height="25" bgcolor="#000000"><div align="center" style="color:#FFFFFF"><strong>Score</strong></div></td>
<td height="25" bgcolor="#000000"><div align="center" style="color:#FFFFFF"><strong>Away</strong></div></td>
<td height="25" bgcolor="#000000"><div align="center" style="color:#FFFFFF"><strong>Kick-Off</strong></div></td>
<td height="25" bgcolor="#000000"><div align="center" style="color:#FFFFFF"><strong>Venue</strong></div></td>
<td height="25" bgcolor="#000000"><div align="center" style="color:#FFFFFF"><strong>Referee</strong></div></td>
</tr>
<tr>
<?php foreach ($row_match_fixtures as $show_match_fixtures)
{ ?>
<td height="25" bgcolor="#dfdfdf">
<div align="left"><?php echo $show_match_fixtures['division']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<div align="left"><?php echo $show_match_fixtures['team1_name']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<div align="center"><?php echo $show_match_fixtures['score1']; ?> - <?php echo $show_match_fixtures['score2']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<div align="center"><?php echo $show_match_fixtures['team2_name']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<!-- You do not want a nested loop inside the header so these results will have to go inside the table-->
<div align="center"><?php echo $row_history['time']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<div align="center"><?php echo $row_history['venue_name']; ?></div>
</td>
<td height="25" bgcolor="#dfdfdf">
<div align="center"><?php echo $row_history['fname']; ?> <?php echo $row_history['sname']; ?></div>
</td>
</tr>
<tr>
<?php foreach ($row_match_player as $player_array)
foreach ($player_array as $player_display)
?>
<td valign="top">Goalscorers</td>
<td>
<?php echo $player_display['fname']." ".$player_display['sname']." (".$player_display['Goals']; ?>)<br />
</td>
<td> </td>
<td>
<?php echo $player_display['fname']." ".$player_display['sname']." (".$player_display['Goals']; ?>)<br />
</td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr>
<td valign="top">Yellow Cards</td>
<td><?php echo $player_display['YC']; ?></td>
<td> </td>
<td><?php echo $player_display['YC']; ?></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr>
<td valign="top">Red Cards</td>
<td><?php echo $player_display['RC']; ?></td>
<td> </td>
<td><?php echo $player_display['RC']; ?></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr>
<td valign="top">Man of the Match</td>
<td><?php echo $player_display['fname']; ?> <?php echo $player_display['sname']; ?></td>
<td> </td>
<td><?php echo $player_display['fname']; ?> <?php echo $player_display['sname']; ?></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<?php
}// close and unset $player_display
unset($player_display);
} //close and unset $player_array
unset($player_array);
} //close and unset $show_match_fixtures
unset($show_match_fixtures);?>
</table>
As you can see from the picture above the table is displayed with the name of the "goal scorer" for that team under (home) or Home team
When I try to create the same thing for away team I get a error, either a syntax error or 1065.
I tried having a foreach do two queries but that did not work.
Any help would be appriecatedI did try that, but I have messed it up.
Now the team names do not display at the top of the table. -
Error in implementing menu items
when i click menu item following error comes
Exception in thread "AWT-EventQueue-0" java.lang.ClassCastException: javax.swing.JMenuItemtell me what is the problem how it can be short out
and the code is import java.awt.*;
import java.awt.event.*;
import java.util.*;
import javax.swing.*;
public class a implements ActionListener
{//static Button btn[];
static Button btn13;String str1,str2;
Random random=new Random();
Button b2=new Button();
Button b1=new Button();
int cp=0;int count=0;
static JFrame frm;
static int score;
static Button btn1;
static Button btn2;
static Button btn3;
static Button btn4;
static Button btn5;
static Button btn6;
static Button btn7;
static Button btn8;
static Button btn9;
static Button btn10;
static Button btn11;
static Button btn12;
static TextField txt2;
public static TextField txt1;
static JMenuItem it[]=new JMenuItem[3];//creating array of refernce varaible
int l[]=new int[6];
int t[]=new int[6];
int k[]=new int[6];
static boolean g=true;
public static void main(String a[])
//use constructor to create a frame and define button inside the frame amd make recursively call this constructor
txt1 = new TextField(10);
frm = new JFrame();
frm.setLayout(new FlowLayout());
btn1 = new Button("B");
btn2 = new Button("B");
btn3 = new Button("B");
btn4 = new Button("B");
btn5 = new Button("B");
btn6 = new Button("B");
btn7 = new Button("B");
btn8 = new Button("B");
btn9 = new Button("B");
btn10 = new Button("B");
btn11 = new Button("B");
btn12 = new Button("B");
frm.add(btn1);
frm.add(btn2);
frm.add(btn3);
frm.add(btn4);
frm.add(btn5);
frm.add(btn6);
frm.add(btn7);
frm.add(btn8);
frm.add(btn9);
frm.add(btn10);
frm.add(btn11);
frm.add(btn12);
frm.add(new JLabel("score"));
frm.add(txt1);
frm.add(new JLabel("time"));
frm.add( txt2=new TextField());
txt1.setEditable(false);
btn13 = new Button("start");
frm.add(btn13);
JMenuBar bar = new JMenuBar();
JMenu option = new JMenu("options");
it[0] = new JMenuItem("start");
it[1] = new JMenuItem("restart");
it[2] = new JMenuItem("author");
for (int pl = 0; pl < 3; pl++) {
option.add(it[pl]);
bar.add(option);
a p = new a();
it[0].addActionListener(p);
it[1].addActionListener(p);
it[2].addActionListener(p);
btn1.addActionListener(p);
btn2.addActionListener(p);
btn3.addActionListener(p);
btn4.addActionListener(p);
btn5.addActionListener(p);
btn6.addActionListener(p);
btn7.addActionListener(p);
btn8.addActionListener(p);
btn9.addActionListener(p);
btn10.addActionListener(p);
btn11.addActionListener(p);
btn12.addActionListener(p);
btn13.addActionListener(p);
frm.setTitle("BHAVISHYA");
frm.setJMenuBar(bar);
frm.setVisible(true);
frm.setSize(200, 225);
frm.setDefaultCloseOperation(JFrame.EXIT_ON_CLOSE);
for (int l = 1; l > 0; l++) {
if(g) {
txt2.setText(String.valueOf(l));
try{Thread.sleep(1000);}
catch(Exception e){}
continues.....public void actionPerformed(ActionEvent e)
{ArrayList h= new ArrayList();
h.add("a");h.add("b");h.add("c");h.add("d");h.add("e");h.add("f");h.add("g");h.add("h");h.add("i");h.add("j");h.add("k");h.add("l");h.add("m");h.add("n");
h.add("o");h.add("p");h.add("q");h.add("r");h.add("s");h.add("t");h.add("u");h.add("v");h.add("w");h.add("x");h.add("y");h.add("z");
Button src=(Button)e.getSource();
String str=e.getActionCommand();
if(src==btn1)
{btn1.setLabel(String.valueOf(h.get(l[0])));
count++;
getResult(count,btn1);}
if(src==btn2)
{btn2.setLabel(String.valueOf(h.get(l[1])));
count++;
getResult(count,btn2);}
if(src==btn3)
{btn3.setLabel(String.valueOf(h.get(l[2])));
count++;
getResult(count,btn3);}
if(src==btn4)
{btn4.setLabel(String.valueOf(h.get(l[3])));
count++;
getResult(count,btn4);}
if(src==btn5)
{btn5.setLabel(String.valueOf(h.get(l[4])));
count++;
getResult(count,btn5);}
if(src==btn6)
{btn6.setLabel(String.valueOf(h.get(l[5])));
count++;
getResult(count,btn6);}
if(src==btn7)
{btn7.setLabel(String.valueOf(h.get(k[0])));
count++;
getResult(count,btn7);}
if(src==btn8)
{btn8.setLabel(String.valueOf(h.get(k[1])));
count++;
getResult(count,btn8);}
if(src==btn9)
{btn9.setLabel(String.valueOf(h.get(k[2])));
count++;
getResult(count,btn9);}
if(src==btn10)
{btn10.setLabel(String.valueOf(h.get(k[3])));
count++;
getResult(count,btn10);}
if(src==btn11)
{btn11.setLabel(String.valueOf(h.get(k[4])));
count++;
getResult(count,btn11);}
if(src==btn12)
{btn12.setLabel(String.valueOf(h.get(k[5])));
count++;
getResult(count,btn12);}
if(src==btn13)
calla();}
if(str.equals("start"))
{calla();}
if(str.equals("restart"))
{//restart();
if(str.equals("author")){
JOptionPane.showMessageDialog(frm,"BHAVISHYA GOYAL");
/**public String valueAta(int c,int s,int t)
{switch (s) //used to work programme in three different stage ,pass three value from the beging and maintain stage variable
{ case 1: return(String.valueOf(h.get(l[c])))
break;
case 2:{ if(t==1)
return(String.valueOf(h.get(l[c]+25)))
else
return(String.valueOf(h.get(l[c]+50)))}
break;
case 3:{if(t==1)
return(String.valueOf(h.get(l[c]+75)))
else
return(String.valueOf(h.get(l[c]+100)))}
break;
public void calla()
l=random();
k=randoma(l); //call the random function
int[] random()
{int nums[] =new int[6];
for (int i = 0; i < nums.length; i++) {
int num = getNumber(nums);
nums[i] = num;
return nums;}
int[] randoma(int p[])
{//int t[]=new int[6];
ArrayList al=new ArrayList();
int numsa[] =new int[6];
for (int i = 0; i < numsa.length; i++) {
al.add(p);
//int numa = getNumbera(numsa);
// numsa[i] = numa;
// t[i]=p[numa];//if we want to choose 6 number there are 6 no but choose them randomly and all the 6 no should be included
Collections.shuffle(al);
Object [] pl=al.toArray();
for(int i=0; i<pl.length; i++)
{t[i]= ((Integer) pl[i]);
}return t;
private int getNumber(int[] array) {
int n;
do {
n = random.nextInt(25);
} while(contains(array, n));
return n;
private int getNumbera(int[] array) {
int n;
do {
n = random.nextInt(6);
} while(contains(array, n));
return n;
private static boolean contains(int array[], int n) {
for(int i = 0; i < array.length; i++)
if(array[i] == n)
return true;
return false;
void getResult(int p,Button b)
{if(p==2)
{ b2=b;
str2=b.getLabel();
//remove the button from the screen
if(str1.equals(str2)&!(b1==b2))
{b1.setLabel("R");
b2.setLabel("R");
frm.remove(b1);
frm.remove(b2);
score=score+10;
//frm.validate();
++cp;
if(cp==6)
{//define the function of creating frame in construtor so u can recursively call this function todefine the new frame
//btn13.setLabel("win");
g=false;
JOptionPane.showMessageDialog(frm,"you hit the goal score is"+String.valueOf(score)+"time is"+txt2.getText()+"sec");
calla();
//frm.removeAll();
//frm.validate();
else
try{Thread.sleep(1000);b1.setLabel("B");
b2.setLabel("B");//here makes the delay function
score=score-5;}
catch(Exception e)
{System.out.println(e);}}
count=0;}
else
{ b1=b;str1=b.getLabel();}
txt1.setText(String.valueOf(score)); -
I installed 4.0, it wouldn't open, not even in safe mode, not in any mode; it wouldn't open at all. So I installed it again,(no I didn't uninstall it first, first,I couldn't , ti wouldn't let me.) wi I tried opening the second one, the page would come up, but I got the message "problem with loading", work off line, try again. (tried many times)I was able to uninstall this one, or both, it was gone. So I searched for and found 3.6.17 and installed it, Goal, score, it works, my tool bar is just as it was, great... this is the rub, Mozilla/Firefox, no longer supports 3.6.17, so I have to change/upgrade. Can someone tell me how????? System runs windows XP, system is about 8 or 10 years old, some upgrades, but I think only to the memory, any help would be greatly appreciated.
thanks so muchClear Cookies & Cache
* https://support.mozilla.com/en-US/kb/Template:clearCookiesCache
Clear the Network Cache
* https://support.mozilla.com/en-US/kb/How%20to%20clear%20the%20cache#w_clear-the-cache
Firefox cannot load websites but other programs can
* https://support.mozilla.com/en-US/kb/Firefox%20cannot%20load%20websites%20but%20other%20programs%20can
Check and tell if its working. -
What would you do with this credit profile? I need your expertise.
Hello MyFico Community,
I am trying to build a decent credit profile. Is there anything I should be doing or not doing to improve my Credit Profile? Currently I have one foot in the Garden-LOL!For the last coupe monthsI have been receiving a lot of mailers, Citi, BoA, US Bank, AARP and a few others, so its sort of tempting. My Fico Scores are:
760, 755 & 756. These scores are from my Discover, CapOne and Barclay statements. Goals scores are 800 across the board. Reports:
All reports are clean, 100% on-time payments, nothing negative reporting. Inquiries:
I have 7, 6 and 8 inquiries showing on my reports.AAof Credit: Not sure about this Experian/Credit.com- 6.7 years. Credit Sesame says 1.8 months? Accounts:The accounts with balances will be paid to $0 by June 26th.Account Name: Credit Limit: Balance:
Amex Everyday $10,000 $286
CapOne Venture $10,000 $1112CapOne QS $5000 $555CapOne Platinum $6800 $0 Aviator $4000 $0J.Crew $4000 $0SportsmanGuide $2500 $0
Discover $2000 $0
Target $200 $0
Wells Fargo $1700 $0 I've begun using QS and Amex (0%APR) as main go-to cards.
Was also thinking i’d put everything I can on cards and PIF each month to take advantage of the 0% and rewards.
Is this a good plan? I'm still learning how to best utilize my portfolio. Are there other cards I should look at acquiring? I appreciate any input.
Re: What would you do with this credit profile? I need your expertise.
Options06-15-2015 05:49 AM - edited 06-15-2015 06:03 AM
What I'd do doesn't really matter. These are not one-size-fits-all matters so each needs to determine his/her own strategy and tactics based on the individual's situation, goals, priorities, preferences, etc. IMO you don't know what to do because you're not clear on these matters. Very True, I am not clear but with the help of the community giving me things to consider I am getting there.
You need to define what you needs/want and then prioritize that list. That will give you a list of critiera that you then use to select cards that suit you. Thanks. Good way to focus my thinking about it.
Rewards is a common criteria and if rewards matter to you then you need to look at your spend and where your money is going to select rewards with the most benefit to you. Since i’m going to be using a main CC, I’d rather have cash rewards first or rewards that are versatile for gift cards. I already have a travel card that works well for me so thats not that important.
RandomSpirit wrote:
AAof Credit: Not sure about this Experian/Credit.com- 6.7 years. Credit Sesame says 1.8 months? Thanks. Was wondering where they figured this. AAoA is just an average like any other average. Add up the ages of the accounts and divide by the number of accounts. Many find it easier to convert into months, calculate and then convert back into years. You can use Excel and its date formulas if you don't want to do this manually. There are also online AAoA calculators. Experian is more likely to be correct. CS is probably providing AAoOA.
RandomSpirit wrote:
Was also thinking i’d put everything I can on cards and PIF each month to take advantage of the 0% and rewards. Is this a good plan? You're really not leveraging a 0% offer if you're PIF'ing each month. However, if you're not PIF'ing each month on cards without 0% offers then you're killing rewards.Okay this is confusing, would you mind clarifying? The Amex and QS have 0% interest for well into next year (not sure of exact date, I will look up again) so it would seem that it would not matter if i carry balance or pay in full until the real APR begins next year.
So whats the best way to utilize these as my main cards to get as much cash back(QS) and MR point as possible. Carry balance or pif, or does it not matter in this case for now?
RandomSpirit wrote:
Are there other cards I should look at acquiring? As with all other request you need to tell us what you need/want so we have something to use to narrow down the options for you.
Now, I am leaning towards low interest being the most important to me, secondly would be cash back.
RandomSpirit wrote:
Was thinking about BoA Cash Rewards offer for 12.99 because of the lower interest rateHere's an example of why a prioritized list of criteria matters. If the lowest possible interest is a priority above all else then you shouldn't be looking at rewards cards as they typically come with higher interest rates. If you want the lowest possible APR you need to fins a barebones card. They're offered with rates as low as 6.x% depending on what you qualify for. This is most important to me
That said, rewards and a low APR aren't mutually exclusive but typically rewards cards will come with a higher APR as you aren't getting something for nothing. While I do try to get my APR's as low as possible you might want to consider why APR is a concern if you're paying in full. In case I ever have to carry a real balance.Not telling you what to do here but consdier such things when prioritizing your list. For example: is a lower APR more important than the biggest rewards for your spend?
RandomSpirit wrote:
Citi Dble Cash and, perhaps
Chase Freedom for sign-up bonus?
Honestly, I was thinking to have a more diversified portfolio. I don;t have any Chase or City cards.So far we have:
• 1 Low APR
• 2-High rewards rate on non-category spend (Double Cash)
• 4-Sign up bonus
• 3-Diversity
Which is most important? Which is least? Where do the rest fall? We can't tell you this. You need to tell us.
Again, I'd recommend looking at your spend and ensuring that your card lineup maxmizes rewards on your spend. The Double Cash is a good option for non category spend but if you haven't found higher rewards for a major spend category that you have then you might want to look into finding something for that category. Thanks for taking the time to offer your suggestions Tekeshi74. If gives me a lot consider. -
Walmart Approval 500.00 and Cap One QuicksilverOne 500.00 same time.Anyone that think this Forum doesnt work is sadly mistakin.Thanks to the whole Myfico crew im and on my way.And i am greatful to everyone for all the positive imput.Thank you all! Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/608 TU/628 EX/644 Date:June 4,2015
Utilization: 11% Date:June 4,2015
Goal Score Across the Board:700
NFCU (10,000) USAA (800) CAP ONE (500) Macy's(600)Walmart (500) CapOne QuickSilver (500.00)saintsntexas wrote:
Walmart Approval 500.00 and Cap One QuicksilverOne 500.00 same time.Anyone that think this Forum doesnt work is sadly mistakin.Thanks to the whole Myfico crew im and on my way.And i am greatful to everyone for all the positive imput.Thank you all! Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/608 TU/628 EX/644 Date:June 4,2015
Utilization: 11% Date:June 4,2015
Goal Score Across the Board:700
NFCU (10,000) USAA (800) CAP ONE (500) Macy's(600)Walmart (500) CapOne QuickSilver (500.00)Congrats on the new CLs! Feels good to get multiple approvals on the same day, doesn't it? -
Advice on what plan to signup for MYFICO score for mortgage
I had mortgage lender pull scores in April im around 600 on all 3 reports need about 40 pts ive sinve done some work...got two pfd on collections opened a CC, reports the last two months i know..so my question is i want to monitor my ficoscores but i need the same scores my mortgage lender used..fico ver 2 for EXP.Fico classic 4 for Transand Fico classic v5 for Equ...is there any plan myfico offers that i can monitor these specific fico scores monthly? Not a one time score when i sign up i need them to update me monthly so i know when im good to qualify and do a preapproval with broker....sorry if this is confusion it is to me, i thought was just one credit score im learning so much about credit these last few monthsThanks
kinzey wrote:
ive sinve done some work...got two pfd on collections opened a CCDid you consult with your mortgage lender before doing this? Standard advice is no new credit 6 months to 1 year prior to a mortgage but what your lender is specifically looking for is what really matters. kinzey wrote:
is there any plan myfico offers that i can monitor these specific fico scores monthly?kinzey wrote:
i thought was just one credit score im learning so much about credit these last few monthsDon't overlook the Understanding FICO Scoring subforum and its stickies as they address both of these. http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-versions-and-variations/td-p/1197617These additional scores are included when buying "3-Report View" from myFICO, or can be viewed free once yearly when buying monthly monitoring service (details here). -
Seeking advice on score "bug"/timer for a soccer game
I just completed my first FCP project, my daughter's soccer game. I wanted to emulate a professional sports broadcast, that has the score "bug" & timer at the top of the screen and a graphic for each goal scored, naming the goal maker and primary/secondary assists.
I finally got it to work, but there was a lot of manual/tedious effort. I was curious if any FCP pros might want to suggest more efficient way or better tools which would tighten up this process.
To product the bug, I created a file in photoshop and then scaled and moved it with the motion tab. I left the score areas and time area blank, just filling in the team names. This was in it's own track above the video. Then I created 2 text generators, 1 for the home score and 1 for the away score and co-located w/ the photoshop graphic each again in their own video track. Each time the score changed I had to duplicate tracks and resize the duration and change the text to reflect the goal.
I used "Counter Display" (http://web.mac.com/piero.fiorani/PieroFFCE_Effect/CounterDisplay.html) to display the "game time" co-locating it above its slot in the bug, in it's own video track.
Producing the goal graphic was similar, and resulted in 3 more video layers. Wow, this was so easy in iMovie and took so much longer in FCP, admittedly with infinite precision.
Is this the best way to do this? Is 9 video layers common for the duration of you video typical?
ThanksId suggest using a number of panels and a layout manager to help sort out the HUD and the display. Consider havaing a specific JPanel for the HUD and another JPanel fot the display and use somethig like a BorderLayout to place them on the frame.
So in the JFrame
JPanel hud = new JPanel();
JPanel mainDisplay = new JPanel();
this.getContentPane().setLayout(new BorderLayout());
this.getContentPane().add(hud, BorderLayout.SOUTH);
this.getContentPane().add(mainDisplay, BorderLayout.NORTH);this will allow you to easily seperate the functionality of the two panels.
Id suggest to experiment with a few different layout managers till you can get the functionality you need. The best ones IMO are BoxLayout, FlowLayout, GridLayout and BorderLayout
Using JLabels will probable be the easiest way to go. To place Components anywhere onto a panel, i would suggest using the null layout and settong the bound pf the labes before adding them to the panel.
in the mainDisplay Panel
this.setLayout(null);
JLabel label = new JLabel();
label.setIcon(new ImageIcon("some image"));
label.setBounds(x,y,width,height);
this.add(label);There will be nothing stopping you from having the enemies as JLabels aswell as you can add any listeners onto JLabels. With buttons you might have an annoying border around them which you will not want.
Hope this helps -
Hi,
I am trying to create a quiz using the captivate programme
and I have discovered there is a next button on the score page
which goes to a Blank screen !!. Can anyone give me advice on how I
can remove it or edit it. I have looked in the help docs but so far
no joy.
Any help would be appreciated.
Thanks
AHi A. If you intend to allow your users to "review" the test
(scoring) results, you should always leave the "Next" button
available. It allows the user to continue to the end of the movie
following the review (among other uses).
Which brings up that "blank screen" you mentioned. It is a
good practice to close the movie on a non-question (scoring) slide.
Perhaps one that ends the movie by saying "Thanks for
Participating" or whatever. Then the "Next" button will take the
user there following the quiz and review process. If there is no
slide following the last Question slide, you will see ... what you
are seeing ...
Finally, my advice is to learn by doing. Build yourself a
short movie, say 5 slides with an "Intro" slide, 3 "Question"
slides, and a "Thank You" slide. Then play with the buttons that
are displayed, to get a better idea of their functions and required
presence (see "Movie > Quiz Manager" as well as the individual
question-slide settings) .
Hope this sheds some light ... -
How can I get my credit Score higher? Advice is needed!!!!! Thanks
CN1982 wrote:
Victoria Secret: $ 350 Balance : 0 pd off once statement was availableQuick Silver One CC: $ 500 Balance: 127.00 Fingerhut: $500 Balance ; 0 pd off once statement was available You'll recover some points when you get the Cap One card under $50. I'd suggest adding two more bank cards. Cap One will give you a second account. How old are your accounts?Update from April, 23, 2015- July 07, 2015 I Still need advice on how to get my credit score higher than what is is curently. What do I need to do? TU: 642EQ: 618EX: 598 Old Scores: April 23, 2015 @ 11:46 EST Current Scores: JULY 7, 2015 MY FICO SCORES TU: 659 was 677 before inquiries were pulled last monthEQ: 637 was 649 before inquiries were pulled last monthEX: 622 was 637 before inquiries were pulled last month
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My score updated today - Need Advice....
My credit score updated today to Eq(606) TU(527) Exp(577)I started off with the capital one secured card in may CL $401applied for the cap 1 qs one card and got approved with a $500 CLShould i apply for another card or wait and if so which one? or any other advice of what i should do next?
Yep that's why I was encouraging another card. Because I waited between cards 6 months each. I wish I could have applied and received all at the same time for AAOA reasons
BUT
If your credit is not good enough I do believe it's better to wait to apply for an unsecured card instead of getting more secured cards. Only because most of the time you tie your money up into cap1 secured card and they never graduate. -
Need advice helping raising my Fico score (571)
Hi guys, Long time lurker, first time poster. Long story short, I had a chapter 7 bankruptcy discharged September 2014. At that time, my Fico score rose 9 points to 584. Since that time, my Fico score dropped to 544, and has seen a very mild increase up to today’s date at 574. I don’t have any of my own credit cards, although I am an authorized user on all of my fiancés Credit Cards. Between her and I we have two installment (auto) loans. She has the following Credit Cards, with the credit limits in the first column, with our typical balances in the next column (first 5 cards are paid off in full each month by due date, the last 4 cards have running balances on them that are targeted to be paid off at various points in the next year) : American Express Blue Cash Everday: $2000 $200 10.0% Target Visa Credit Card: $6500 $600 9.2% Wal-Mart Mastercard: $6000 $400 6.7% Toys R Us Mastercard: $8000 $200 2.5% Kohl's Credit Card: $1500 $100 6.7% Kay Jewelers Credit Card: $7650 $700 9.2% will be paid off on 10/1/15Best Buy Credit Card: $3000 $2900 96.7% will be paid off on 2/10/16Citi Diamond Preferred Card: $8800 $7800 88.6% will be paid off on 6/3/15Capital One Card: $7000 $3300 48.5% will be paid off on 9/30/16 My question is: Do I need to add credit cards for just me, instead of being an authorized user on her cards? All of the cards I am added as an authorized user for are added to my credit report, and I thought with having multiple balances reporting each month that my score would change, but it really hasn’t at all. Does my bankruptcy really keep my score weighed down so much? Today I applied for a Capital One Quicksilver1 Unsecured card and was approved with a $1000 limit and I will start using that monthly. Should I apply for additional cards just under my name? I know that keeping most if not all cards below a 10% utilization rate is key, and we are trying to get there and hopefully won’t have any outstanding balances in one years time. However, I am curious as to what tips and advice I can get at helping raise my score. I figured that my score would be higher than it currently is, but clearly I am not doing the right things in raising it. Our plan is to purchase a new home next fall (she currently owns our current home just under her name), but by the time we are married next summer, it would be nice to have both of our incomes considered for a new house loan, and I certainly won’t help out that situation with my garbage credit rating. Thanks guys.
NormanFH wrote:
sanders_tj wrote:
I was approved for $1000 limits on both the Quicksliver One card and the Platinum. Those both should be sent to me in the next week or two. We will be starting to move the charges we currently use on the Target credit card (groceries), the Toys R Us card (dinner, activites, etc.) and the Wal-Mart Card (fuel) over to the AmEx card in order to take advantage of the cash back so there won’t be much of a balance (if any at all) on any of those 3 cards. I figured instead of paying some of our utility type bills such as cell phone, cable, internet, gas, electric, etc. I would put those on my Quicksilver One card and pay them off each month, just as I would normally do with the cash in our checking account. I don’t know what I will use the Platinum card for, but I’ll find a use for them. As for the first reply I received, yes, some of the balances are high on a few cards. Those aren’t charges of us just racking up debt for fun. Life happened (child custody case with my ex, vet bills, etc.). As I already stated, we have a payment schedule set up to pay off those high balances within the next year. Normally, we don’t carry that high of debt on our cards. And best of all, we don’t miss payments. EDIT: Is there no effect to my credit report (or is the effect not as substantial?) if I am an authorized user as opposed to the sole card owner?Remove yourself from the AU status on the four cards that have the high balances. No sense in letting those balances hurt both of your scores.PIF before the statement closing date ALL cards except for one. Allow that one card to report a balance of under 10%. That strategy will always put you in maximum FICO score territory. Request CLI's on both Cap One cards after the third statement. Don't wait for the credit steps. You will still get a credit steps auto increase at the sixth month+1 -
Need advice helping raising my Fico score (574)
Hi guys, Long time lurker, first time poster. Long story short, I had a chapter 7 bankruptcy discharged September 2014. At that time, my Fico score rose 9 points to 584. Since that time, my Fico score dropped to 544, and has seen a very mild increase up to today’s date at 574. I don’t have any of my own credit cards, although I am an authorized user on all of my fiancés Credit Cards. Between her and I we have two installment (auto) loans. She has the following Credit Cards, with the credit limits in the first column, with our typical balances in the next column (first 5 cards are paid off in full each month by due date, the last 4 cards have running balances on them that are targeted to be paid off at various points in the next year) : American Express Blue Cash Everday: $2000 $200 10.0% Target Visa Credit Card: $6500 $600 9.2% Wal-Mart Mastercard: $6000 $400 6.7% Toys R Us Mastercard: $8000 $200 2.5% Kohl's Credit Card: $1500 $100 6.7% Kay Jewelers Credit Card: $7650 $700 9.2% will be paid off on 10/1/15Best Buy Credit Card: $3000 $2900 96.7% will be paid off on 2/10/16Citi Diamond Preferred Card: $8800 $7800 88.6% will be paid off on 6/3/15Capital One Card: $7000 $3300 48.5% will be paid off on 9/30/16 My question is: Do I need to add credit cards for just me, instead of being an authorized user on her cards? All of the cards I am added as an authorized user for are added to my credit report, and I thought with having multiple balances reporting each month that my score would change, but it really hasn’t at all. Does my bankruptcy really keep my score weighed down so much? Today I applied for a Capital One Quicksilver1 Unsecured card and was approved with a $1000 limit and I will start using that monthly. Should I apply for additional cards just under my name? I know that keeping most if not all cards below a 10% utilization rate is key, and we are trying to get there and hopefully won’t have any outstanding balances in one years time. However, I am curious as to what tips and advice I can get at helping raise my score. I figured that my score would be higher than it currently is, but clearly I am not doing the right things in raising it. Our plan is to purchase a new home next fall (she currently owns our current home just under her name), but by the time we are married next summer, it would be nice to have both of our incomes considered for a new house loan, and I certainly won’t help out that situation with my garbage credit rating. Thanks guys.
I was approved for $1000 limits on both the Quicksliver One card and the Platinum. Those both should be sent to me in the next week or two. We will be starting to move the charges we currently use on the Target credit card (groceries), the Toys R Us card (dinner, activites, etc.) and the Wal-Mart Card (fuel) over to the AmEx card in order to take advantage of the cash back so there won’t be much of a balance (if any at all) on any of those 3 cards. I figured instead of paying some of our utility type bills such as cell phone, cable, internet, gas, electric, etc. I would put those on my Quicksilver One card and pay them off each month, just as I would normally do with the cash in our checking account. I don’t know what I will use the Platinum card for, but I’ll find a use for them. As for the first reply I received, yes, some of the balances are high on a few cards. Those aren’t charges of us just racking up debt for fun. Life happened (child custody case with my ex, vet bills, etc.). As I already stated, we have a payment schedule set up to pay off those high balances within the next year. Normally, we don’t carry that high of debt on our cards. And best of all, we don’t miss payments. EDIT: Is there no effect to my credit report (or is the effect not as substantial?) if I am an authorized user as opposed to the sole card owner?
-
Little Credit - High Score Goals PLEASE HELP
I am trying to get my middle score to above a 680 and it seams that everything I do is wrong because my scores keep going down. My goal is to get approved for a specific home loan through my bank but I need a 680!!!!! The only thing I have done is charge to my only credit card and then pay off (two different times, two different amounts). How is that affecting my scores so drastically? Current / 06/12/15Experian 665 665
TransUnion 694 707Equifax 656 676 Also my credit card is only a $500 credit limit. I do have some medical collections from 2010 but only totaling about $1,200.00. Is it better to just settle and pay those debts off? Why are my scores going down?kellyf213 wrote:
I am trying to get my middle score to above a 680 and it seams that everything I do is wrong because my scores keep going down. My goal is to get approved for a specific home loan through my bank but I need a 680!!!!! The only thing I have done is charge to my only credit card and then pay off (two different times, two different amounts). How is that affecting my scores so drastically? Current / 06/12/15Experian 665 665
TransUnion 694 707Equifax 656 676 Also my credit card is only a $500 credit limit. I do have some medical collections from 2010 but only totaling about $1,200.00. Is it better to just settle and pay those debts off? Why are my scores going down? I'm assuming the amounts charged were reported as a balance on your monthly statement?
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