Going to Europe soon - can I buy a SIM in Europe to fit my ATT 5s or do I need to have the phone unlocked?

Looked everywhere for the answer(s) - did note that the 5s phone (ATT usa version) is compatible with European signals...
ATT wants me to use their international plan.
Last trip, I had my Iphone 4s unlocked (2 year contract was up) and I bought an O2 SIM for a month.  Much cheaper and more Data
Sooo.... Can I buy a SIM chip in Europe and have it work with the USA 5s ATT phone without having to jump thru hoops?
Thanks in advance

Thanks to you both.  I thought as much so I'll simply bring my unlocked 4s.   What I did find really cool was that I could buy a SIM for my (ATT) Ipad 4 in Germany (O2) for month to month then used their teathering feature GREAT for up to 5 items and up to 5.5GB at 25 Euro  
THANKS for your replies!!

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