Good credit card not accepted even tho its the one i've always used

I recently tried to download a free app via my iPhone. After entering ID and password, I had to verify billing. I entered the same card info I have always used, but was told iTunes would not accept it. I thought perhaps they were no longer taking AmExp. So I entered my Visa number. I was told that my security number had the wrong number of digits, which was wrong. I tried checking with Apple Care, but all I got so far was to make sure all info was exactly as it is with my crds billing info. It is. I am still waiting after 4 days of letting Apple Care know. During that time I tried to buy a song from my computer from the iTunes Store. Same problem. How do I go about getting my store "privileges" back?
I should add that I had to replace my iPhone a few weeks ago. After that I went thru a period where I kept having to redo my password. Not sure if the issues are related.

The credit card needs to have been issued by a bank in the country where you are - so if you are in Hong Kong then you can only use a credit card that was issued by a Hong Kong bank and which is registered to your Hong Kong address. Why it is like that I'm not sure.
As far as I know gift cards aren't available in Hong Kong, and as they are country-specific you won't be able to use cards from other countries.
If you don't have, and aren't going to get, a Hong Kong credit card then you will only be able to download free items - creating an account without giving credit card details : http://support.apple.com/kb/HT2534

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    This is an open forum, not Adobe support... you need Adobe staff support to help
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    Message was edited by: varjak paw

  • ITunes credit card not recognised

    Hi,
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    This is a user to user forum, so why, we couldn't answer.
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