Help - I can't access the money in my itunes account

I have redeemed an itunes card and currently have $15 on my account. It is my understanding that when I make purchases at the itunes store, this amount will be credited automatically until the amount is back to 0 and then billing would go back to my other payment method (paypal or credit card). However, I have made a couple of purchases on the account and the $15 has not declined. Rather the amounts are being charged to my other payment method. What am I missing here?

If you are in Canada and you purchase Apps from the App store, iTunes will only charge your CC.
You cannot use gift card amounts to purcahse Apps.

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