Help requested: mobile me to iCloud forced move?

I just got an EM from Apple saying I have to move from MobileMe to iCloud. As I read it, iCloud REQUIRES Lion.
I am running snow leopard because I still use the evil Intuit's Quicken 2007, which doesn't run on Lion. I've looked for better home finance software, but it's all garbage, so I hadn't made a move.
In this switch, will I loose my Mobile Me Gallery and e-mail (the only two things I really use)? Do I have any hope to stay on SnowLeopard and move to iCloud? What are my options here (short of ditching Quicken or ditching my apple e-mail and gallery)?
Thanks for any help, though I think the answer is "too bad for me."

You will lose the Gallery whatever happens - iCloud has no equivalent facility and MobileMe will terminate at the end of June; so you need to look for a third-party alternative. This page may help:
http://rfwilmut.net/migrate4
It's possible to migrate to iCloud with Snow Leopard - go to http://me.com/move and when asked to confirm that your Mac has Lion, lie and say 'yes'. You can set Mail up manually to access iCloud email - details here:
Entering iCloud email settings manually in Snow Leopard or Leopard
There is an unsupported hack which can make Calendar syncing work, but the other facilities won't work: from what you say this won't bother you.
You should migrate at some point before June and set the email up: doing this will not make any difference to your Gallery but as I say you will have to deal with this as a separate issue.

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