Helping me choose between the 13" and 15" refurb mbook pros...

hey...i've made the decision...i'm buying a refurb macbook pro from the apple store. after a few failed attempts to get one cheaper...i decided to just pay the extra money and know what i'm getting (and who i'm getting it from). i'm looking at the 13.3" 2.53 and the 15.4" 2.4 (both 1299).
all along, i've been looking at 15.4 screens...but with the sd card, longer battery, faster processor and more RAM on the 13.3 refurb, i'm torn on whether or not i'd rather have those extras or the bigger screen.
here are a few other questions i'd like to hear your thoughts on...
1. what is the battery life like with the 15.4 refurb? as i understand it, the 13.3 has the newer battery...but the 15.4 doesnt. how much better is the new one?
2. i'll mostly use it for work stuff and for my home recording studio.
3. do any apple stores carry refurb products or do i have to order them online?
4. anyone done the credit card sign up to get 12 mos free financing?
5. if i ordered before noon tomorrow, any idea when i'd get it in Indianapolis?
6. is there a drastic keyboard size difference? i've never owned a 13.3...is the keyboard going to drive me nuts? i will test drive one tomorrow, just want to hear from your experience.
7. any chance they'll have any newer model 15.4" mbpro's refurbed on there soon?

One thing to add... the 15" MBP will give you the dedicated GPU of the 9600M GT, in addition to the 9400M. Whereas the 13" MBP will only give you the 9400M, based on your needs that could be a deal breaker. Especially if you're into 3D animation, or enjoy some gaming.
1.) The better life on my 13" has been fantastic, I routinely get 5+ hours off a full charge with normal usage and have (on a few occasions) gotten well over 6 hours. On my 15" I'd get 3.5 hours under the same performance, running the 9400M. I never carried an extra battery with me, as I was never mobile for that long (away from access to power).
2.) Day-to-day usage, I don't think you'll see a huge performance difference between the two machines. Definitely the screen size boost might be important to you. I personally have my 13" & 15" hooked up to an external monitor when I'm at my desk so the screen size was never a huge deal for me.
3.) Apple Stores have EOL products (End of Life) right after a refresh of a product, but it's usually a limited time basis and a first come, first served basis. As far as refurbished machines, yes they're only available via the online store. The EOL products typically carry a 20-25% discount off their MSRP. So for example, when the MacBook Pro was refreshed at WWDC, for about a week after that my local retail store carried the "old" model at for $1499 (when it was $1999). The unit was still brand new, in sealed packaging.
4.) I did the Juniper card for a purchase about two years ago. It took them about 48 hours to approve me and it was for less than I felt my credit deserved. Not to mention their APR was through the roof (23.99%) and I didn't qualify for the 12-month incentive. Odd considering I'm a home owner and an AMEX gold card member for 10+ years now. There are better financing options out there.
5.) All of the refurbished computers I've purchased through Apple ship it about 2-3 days (regardless of whether it says 24 hours or not). It's never been an instant ship, like a new machine has been for me. With ground shipping, the machine will most likely come from Elk Grove, CA so I'd anticipate an additional 2-3 days in shipping.

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