How can I change my billing account the card is no good and I have another one

Please help me ! I just got a new iPhone 4S and the billing won't let me change the information it has the old from my other iPhone and the card doesn't work anymore could u please tell me how I can change my billing info so I can download stuff off my App Store and iTunes thank u :)

iCloud FAQs
Creating an iCloud account: Frequently Asked Questions
iCloud Help
http://help.apple.com/icloud/?lang=en

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