How can I create a new credit account that is not share with the family?

I Am trying to create a different credit account and I want to know how to do it.

I don't believe you can if you're using Family Sharing.  All purchases by anyone in the family group are billed to the family organizer's credit card without an option to use multiple billing methods/cards.  If you want to purchase something without it being charged to the card you can purchase and redeem iTunes gift cards to create a credit.  The credit would then be charged before any remaining balance is charged to the card.

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