How can I enable Touch ID for Apple Pay without turning Passcode on?

I have an iPhone 6 w/ iOS 8.1.
I strongly dislike having to unlock my phone when I want to use it. Until I purchased the iPhone 6, I have never enabled a passcode. My phone is never out of my immediate control and when I want to access my phone, I want to access it immediately, not put in a passcode or wait for it to recognize my finger print.
There are separate settings for "Turn Passcode On/OFF" and for enabling the use of Touch ID for Unlock/Apple Pay/iTunes. However, if you turn off passcode, All three of the Touch ID Options are immediately disabled. Unlock makes sense, as your phone would no longer be "locked". However disabling Apple Pay and especially iTunes/App Store (since those purchases require you enter your Apple ID Password, NOT the passcode!) does not make sense.
The inconvenience of the extra unlock step every time I want to use my phone to do anything almost certainly will negate any convenience of using my phone to make purchases.
Am I missing a configuration? If not there should be a way to use Touch ID without having an unlock passcode!

fsbtb1 wrote:
I have an iPhone 6 w/ iOS 8.1.
I strongly dislike having to unlock my phone when I want to use it. Until I purchased the iPhone 6, I have never enabled a passcode. My phone is never out of my immediate control and when I want to access my phone, I want to access it immediately, not put in a passcode or wait for it to recognize my finger print.
There are separate settings for "Turn Passcode On/OFF" and for enabling the use of Touch ID for Unlock/Apple Pay/iTunes. However, if you turn off passcode, All three of the Touch ID Options are immediately disabled. Unlock makes sense, as your phone would no longer be "locked". However disabling Apple Pay and especially iTunes/App Store (since those purchases require you enter your Apple ID Password, NOT the passcode!) does not make sense.
The inconvenience of the extra unlock step every time I want to use my phone to do anything almost certainly will negate any convenience of using my phone to make purchases.
Am I missing a configuration? If not there should be a way to use Touch ID without having an unlock passcode!
NO in order to use the touch id, you need to enable a 4 digit passcode.
No way around that.
Imagine when you lose your phone and the person who has it can access anything on your phone because it's an extra step to have to use the touch id or enter the 4 digit passcode to lock/unlock your phone.

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