How can i purchase in game cash item with app credit

i have apple store credits.
so i tried to purchase in game cash item with credits but it wont work..
the game is summoners war
i have my card set up and card dont have anything inside of account.

What happens when you try to do the in-app purchase ? If you have a balance on your account then that should automatically be used - that covers the full price (plus any applicable taxes) of the IAP ?
But if you also have a card on your account then that also has to be valid - have you tried removing the card from your account and seeing if you can then do the IAP ?

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