How can I set up my devices where I share an account so that I'm the only one with access to gift card

How can I limit access to my iTunes gift card balance from others on iTunes account?

You have to sign out of the account in Settings>Store Apple ID. If those that you share the account with know your Apple ID and password, then it will do not good. Anyone with access to the account can spend the balance on the card.
Or you can set restrictions on the iPad so that nobody can unlock the device or restrict the downloading of apps. Anybody that you let share the device that knows your ID and password can spend the money on the card.

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