How can I setup an online form with PayPal as an Option, not a requirement (pay cash or check)?

I have setup a form for our students' families to submit payments, with the options of cash/check/credit/PayPal.  The form has radio button options for their payment choice, but once I configured PayPal with the form, it will not allow submission without going thru PayPal.  I would prefer to have the PayPal checkout be "Show/Hide" configurable, based upon their selection in the payment choice radio buttons.
Thanks,
Andy

I did try that, but I can't get the logic to work.  There are multiple purchase fields (different items with different payment amounts), and I added another purchase field that was keyed to the payment type selection (cash/check/PayPal, set to $0), and it still generates only a PayPal checkout button, even if PayPal is not selected as the payment type.  Perhaps it would work differently if there was only 1 payment item/amount, and we could use the payment type choice to control the PayPal actions (I am guessing that is what the work around was referring to), but that is not an option for us.
As for now, it appears that the only way we can use PayPal is to tell folks to manually go to PayPal and send us the funds.  An extremely clumsy process, but there does not appear to be any other options offered thru FormsCentral (a real missed opportunity).

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