How can I use Keychain not iCloud Keychain

I wish to keep a password list. The Feb issue of Mac World encourages use of Keychains to store passwords.  How do I do this? There must be a How-to support memo on this.  I'm a bit leery of using iCloud as suggested. Do I have an alternative? Thanks.

How to manage passwords with Keychain Access
Do I have an alternative?
You can use 3rd party apps like 1Password & Dashlane.  You can read up about them on the manufacturer's website and/or the App Store.

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