How can two people use both of their shared credit cards on each of their two iPhones if the credit card numbers are the same but the names are different? The iPhone won't accept the second card because it says that it's already been loaded.

iPhone won't accept second credit card with the same number, but different user.

Only one credit card can be on an iTunes account at any one time - presumably if they are shared credit cards with the same card number then it's the same credit card account with the one bill, so from a billing/payment point of view does it make any difference which card is on the account(s) ?

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