How do I delete my Visa gift card from iTunes?

So I got a visa giftcard and put it in my iTunes to get some music. But now I have used it all, and it will NOT let me download free apps, or even update apps. It keeps saying "Theres a billing problem with your previous purchase.Please update your payment method." I have read through some other discussions but I do not see the none option, and idk if I can go on the website and see if there is a none option because I don't have computers just a iPad mini and Samsung Galaxy Tablet. Would that work? Please someone help me! Nothing's working!

Hi Nya.jaquez
You have to pay the amount of songs you have purchased from iTunes.
If you don't have enough money in your credit card you can change the credit card to complete the purchases.
Go Settings>iCloud>Click on your Apple ID email account>Payment Information>Then change Payment Info.
Thank you.

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