How do I downgrade my complete Creative Cloud to only Photoshop & InDesign?

Hi there,
Is it possible to downgrade my Complete Creative Cloud to only Photoshop & InDesign? Because that are the only programs that we use. How much will that cost? Now it costs us €69,99 each month.
And is there another pay method besides a credit card? Is it possible to pay from our private bankaccount from the Netherlands?
Hopefully I hear soon from you!

Cancel what you have
Cancel http://helpx.adobe.com/x-productkb/policy-pricing/return-cancel-or-change-order.html
-or by telephone http://helpx.adobe.com/x-productkb/global/phone-support-orders.html
Buy the photography subscription
Special Photography Plan (includes Bridge & Mobile Lightroom)
http://helpx.adobe.com/creative-cloud/faq/mobileapps.html
http://helpx.adobe.com/photoshop/kb/differences-photoshop-creative-cloud-photography.html
Buy a single program subscription
Cloud Plans https://creative.adobe.com/plans
-and subscription terms http://www.adobe.com/misc/subscription_terms.html
-what is in the entire Cloud http://www.adobe.com/creativecloud/catalog/desktop.html
-http://www.adobe.com/products/catalog/mobile._sl_id-contentfilter_sl_catalog_sl_mobiledevi ces.html

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    Date: Wed, 18 Sep 2013 06:10:40 -0700
    From: [email protected]
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    Subject: https://forums.adobe.com/Adobe Creative Cloud Downgrade from Creative Cloud complete plan — annual to Creative Cloud plan for Photoshop customers
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