How do I get my account to work

Well I used a credit card a few days ago and now it's asking me to put a payment type so I tryed looking for none but it was not there so I put in my pin and it is saying my pin is wrong so then I tryed creating a new account but it did not show the none payment option and now I can't update my apps or anything someone pleez help

- Try here for the error:
iTunes Store: My credit card's security code or zip code does not match my bank's records
- You can setup a new account without a credit card by following these instructions. It has to be anew account using an email address you have not used with Apple before. However, you can only use it to purchase new free apps
- You can purchase am iTunes Gift card and redeem that iinto your account.

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