How do I get the payment option back to "none?"

I set the payment option for "none" when no originally creating my account. Then I bough a prepaid gift card by American Express for 25 dollars. The card ra out, and now it keeps asking me to confirm the payment option but it doesn't give me the option to switch back to "none." How do I get it back to "none?"

If you aren't getting the 'none' option on your account then do you owe iTunes anything or have any pre-orders/subscriptions due : http://support.apple.com/kb/TS5366 ?

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