How do I make my default instant transfer source always bank account

I have a bank account and a debit card added to my paypal account. When I use the send money feature, and my balance is low, the system draws from my instant payment method to cover the remainder not available in my paypal account. I understand all that, the problem is that the default instant payment source is always set to the debit card, which incurs fees, by default. I know I can change that to the bank account, and I usually remember to do that, but what I want is to set the instant payment source to always draw from the bank account by default, never the debit card. In fact I don't want the card to EVER be used, even as a backup payment method. It's only there for my convenience in case I want to select is as a payment source at checkout, NEVER to be used by default, as instant payment source, or as backup. How can I set it up this way. Thanks!

No one? Answer please. Thanks!

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