How do I use my account gift balance?

I'm feeling a bit dense today. I can see no obvious way to use my account balance from a gift card I entered awhile ago to make a purchase for myself or to give a gift. All iTunes wants to do is charge my card on file. Any assistance appreciated.

You cannot use a gift card balance to buy a gift.
If you want to buy something for yourself with your balance, then simply click Buy.  It uses your balance first.

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