How do you pay with gift card when you have a activ credit card?

i've got a active ccredit card on my account but have also got a £15 gift card that i've activated but can't use that money because of a billing problem.
what do i do?

If you have a billing problem with the card, you will have to get that straightened out with iTunes Store Support, there really isn't anything that anybody here can do for you.
Go here and seek help.
https://getsupport.apple.com/Issues.action

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