How does the payment system work for CC subscriptions?

I really like the USD49.99 pm deal, but do I really have to pay the entire 12-month total before I get started? Or can I pay this off over the one-year period? This is the only question keeping me from jumping on the bandwagon.

Hi HLFrank,
Welcome to Adobe Forum,
You can opt for monthly payment in a yearly contract or pay at one go for an year.
Please check the option at http://www.adobe.com/in/products/creativecloud/buying-guide.html
Regards,
Rajshree

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