How does this make any sense??

My husband gets the three bureao FICO subscription....this is on his credit report under "negative factors" HOW does this make ANY sense?!? It has "too many credit accounts with balances" as a negative factor...he has one credit card.... You have too many credit accounts with balances.EquifaxThe FICO® Score considers the number of accounts on a credit report showing a balance.Generally speaking, carrying fewer accounts with balances is considered less risky.For credit cards , your credit report may still show a balance on those cards - even if they are paid off in full each month. The total balance on the last statement is generally the amount that is shown on a credit report. NUMBER OF YOUR ACCOUNTS CARRYING A BALANCE Equifax1 accountFICO High Achievers have an average of 3 credit accounts carrying a balance.

I think they're trying to say that he doesn't have enough accounts and with only one reporting (with a balance of course), that's their common answer.

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