How easy is learning Photoshop and integrating into FCE?

Hi:
I have a friend who wanted me to do a montage. When he brought his pictures over, he asked if I could put cute borders and backgrounds on some pictures (like scrapbooking) maybe even words? I called the apple store and they suggested Photoshop? If that's the case, how easy is it to learn, as he wants the dvd by Christmas, and I will be scanning in pictures. What dpi do I set his pictures at to work in Photoshop and then import into FCE? I read somewhere that .jpg do not do transparency - what format should I save them?
I'm hesitate to learn but thought it would be a good idea to learn and I could get a better montage from it, correct?
Thanks!
Susie

Susan,
Targa is good image format to use since it is uncompressed and can contain an alpha channel. However, why do you need an alpha channel on a scanned image? With photos I'd normally use JPEG.
When working with the images, if you go down the route of photoshop/elements just save in .psd format since FCE can import that, alpha channel and all.
If you want to avoid spending money then as suggested by Alchroma you can do basic borders and text, etc in FCE. Or there's always the opensource Gimp.app or Gimpshop. These will probably be harder to learn than Photoshop Elements and you won't have a native file import like with photoshop, but you can always export to something like Targa.
With regards to dpi, as said it's not the dpi per se that's important, it's the image size in pixels and what you intent to do with it. See this page on Tom's site for more info: http://www.fcpbook.com/Pages/PS6.html

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