How long for a MasterCard Debit refund to show up in my account balance?

I have been using my $500 PayPal balance to fund some home improvement projects.  I have been paying for things with my MasterCard Debit Card.   I just returned some items ($145 worth) and they said the amount had to go back on my MasterCard.   4 hours have passed and there is no sign of that money being returned to my account (which I need for other items!).    The money disappears when I pay instantly, seems, I should get a refund from a vendor instantly as well?

Does anyone have any reassurance that I will eventually be given my money back?

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