How often do new iMacs come out?

I've never owned an iMac (Just the monitor). I'm keen to purchase a:
27-inch: 3.4GHz
Specifications
3.4GHz quad-core Intel Core i5
Turbo Boost up to 3.8GHz
8GB (two 4GB) memory
1TB hard drive1
NVIDIA GeForce GTX 775M with 2GB video memory
$1,999.00
Before I buy one, I'd like to know how often the new ones come out because I'd hate to spend all my money on one then a brand new version comes out. I'm not sure if they change the actually iMac (change the design/dimensions) or is it only the software that updates?
I also understand there are lots of options you can select, which impact the price, such as:
Processor
3.4GHz Quad-core Intel Core i5, Turbo Boost up to 3.8GHz
3.5GHz Quad-core Intel Core i7, Turbo Boost up to 3.9GHz [Add $200.00]
Memory
More memory (RAM) increases performance and enables your computer to perform faster and better. Choose additional 1600MHz DDR3 memory for your iMac.
Learn more(Memory)
Memory
8GB 1600MHz DDR3 SDRAM - 2X4GB
16GB 1600MHz DDR3 SDRAM - 2X8GB [Add $200.00]
32GB 1600MHz DDR3 SDRAM - 4X8GB [Add $600.00]
Storage
Configure your iMac with a large Serial ATA hard drive. Or choose flash storage for greater performance. Or get the best of both worlds and select Fusion Drive.
Learn more(Storage)
Storage
1TB Serial ATA Drive @ 7200 rpm
3TB Serial ATA Drive @ 7200 rpm [Add $150.00]
1TB Fusion Drive [Add $200.00]
3TB Fusion Drive [Add $350.00]
256GB Flash Storage [Add $200.00]
512GB Flash Storage [Add $500.00]
1TB Flash Storage [Add $1,000.00]
With just the monitor would I be able to run windows software as well, such as FL Studio?
So I'm wondering what happens when I get his thing. Do I just turn it on and start using it as I would my MacBook Pro? Do I need to install things, configure updates etc. Will I need system unit or will a hard disk with a lot of space be equal?
I plan to use the iMac for absolutely everything, Adobe Mastercollection, Music Production (FL Studio/Ableton/Logic). I'd like to be able to plug in synths, digital pianos and I also need good sound, can I plug in speakers or anything?
As you can see, I don't know much about the iMac even though I've looked around and read reviews. Thankyou in advance!

New iMacs available now ...This is Tim: Apple's CEO
iMac - Buy iMac Desktop Computers

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