How old do you need to be to get a dev account?

I want to get a dev account with the money I've saved up to summit my app to the apps store for iOS. I'm 13 right now and what I've read on other sites is that you need to be 13 to have one but you need to be 18 to have a credit card. What I want to so is create a new Apple ID for the dev account. Well I already have my debit card on the account but I have no idea what age i have on the account as I think it used to be my dads but I'm not completely sure. So what does this mean about not having a card on the account?

ltaa09 wrote:
No I have my own Wells Fargo teen account that's a debit card that's under my name.
Doesn't matter. You must be 18 before you can enter into the contracts that are needed to apply. After five years, you can ask to transfer those apps into your account, I think...if that process still exists then.

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