How old must someone be for an apple account

I bought my grand daughter an iPad Mini.  How do I set up an account for her in her name if she is underage

I don't even want to get into that argument about "irresponsible parenting", esp as I'm not in the USA, and we are stepping into an interesting global situation of one country dictating rules for others (how would you feel if we enforced Australia's gun laws on you?).
the wording seems a little unclear, "While children under 13 can legally give out personal information with their parents' permission, many websites altogether disallow underage children from using their services due to the amount of work involved."
so, there is or isn't this rule?
I don't really care about the age thing, all I care is that there seems to be no satisfactory way to set up a family with iProducts.

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