How should I organise my apple accounts?

Hi there
We are struggling to work out how to organise our Apple accounts, and wondered if anyone could provide some guidance.
We have a variety of devices (iPads, iPhones, MacBook) - but we are not coordinated at all across a family of 4. What we really want to be able to do is to store all our pictures, music and files in a central place that can be accessed across all devices. We got an Apple Mac Mini over Christmas with the purpose of being the central location.
My husband has all the music installed on his iTunes account, but on his MacBook. We understand that you can have multiple Apple IDs, multiple iTunes accounts and multiple iCloud accounts - it is all rather confusing, and not sure what the best way to set up the Apple Mac Mini so that we can coordinate the files so that they don't clog up my iPad and that we can share the files we have.
For example, should we have one generic iTunes account, and the iTunes library installed on the Mac Mini and everyone in the family have one iCloud account to allow the content to be shared across devices?
Does anyone have any advice on how to proceed?
Many thanks!

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