How to delete credit card information?

Does anyone knows how to delete your dedit card information from your account? My debit card does not work anymore so i bought a redeem card and redeemed the points but i don't know how to make a purchase using my redemption money and not the debit card cause every time i make a purchase they asked for my debit card information and i can't select none to replace it when i enter my account information and chose edit because there is no none! I am so frustrated all i want is to just download a simple app using my redemption code and now apple keeps asking me to verify my debit card information(which i already unsubscribe and that's why they cannot verufy it) whenever i download something. Please help me. Appreciate any help.

See if you can select None for payment method >  Mac App Store: Changing your account information
If not, try here > Why can’t I select None when I edit my payment information?

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