How to find out if the iPhone is infected by Xsser mRAT? (a security issue)

I am worry that iOS can be infected by Xsser mRAT even without JailBreaking. e.g. authorising a battery app to enhance the iPhone's performance by authorising an external service to control the iPhone.)
What can be done now is to remove and reinstall WhatsApp, and other suspicious apps.
Is there a way to find out (and remove) Xsser mRAT from the iPhone, iCloud, iTunes and Time Machine?

10/1 9:04am ET: Updated to clarify that only jailbroken iOS devices are vulnerable, and mention
http://www.theverge.com/2014/10/1/6877377/sophisticated-iphone-and-android-malwa re-is-spying-on-hong-kong
Installing software from dubious sources, such as whatsapp messages or random websites is foolish.
Jailbreaking your device and installing untested software from the jailbreak store is plain stupid.
http://www.theappsmachine.com/iphone-news-and-rumors/new-malicious-worm-steal-ba nk-information-on-jailbroken-iphones-apple-we-told-you-not-to-jailbreak/
http://m.imore.com/jailbreak-app-piracy-cost-theft

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