How to organize/configure email accounts on iMac

I'm a brand new Mac user, and I really would appreciate some opinions on how to efficiently organize/configure my email accounts.
-previously on Windows XP at home and work, I had an 'office email' address and and a family email address at home that I could access from both computers Iie: all mail went to both locations off the server). Now, I have the iMac at home with a subscription to MobileMe (which I also find a little confusing), the office laptop on Windows and I will have an iPhone in about a week.
My thinking is that I would like to be able to access both work and home emails on the iPhone, and now keep the home and work computers separate. Will this create too much redundancy on the iPhone? I'm just now sure how to best set this up, so I'm wondering what you other users out there do. Also not sure if MobileMe would be useful or best suited for this.
Thank you,
Rom

Since you already have Mobile Me, you can keep all your mail "there" (in the "cloud" as they say -out there on Apple's servers) and access it from any of your devices / computers, or any web browser on any computer at any time.
You don't need to "keep" your mail in any once place. Let Apple handle that, you can send & receive from your iMac, your iPhone, wherever. All your devices / computers will "sync up" with Apple's Mobile Me servers and keep everything up to date for you.
Also, if you have exiting accounts that you don't want to stop using, you can use Mail on your iMac and Mail on the iPhone to send & receive from any POP or IMAP mail account (I suggest IMAP -it's the kind that syncs mail where POP just downloads copies to whatever computer you happen to be on). You just need the appropriate server / login information.
For example, I have 4 email accounts for various reasons. 2 Gmail, 1 Mobile Me, and 1 on a domain name I bought (myname.com). ALL that mail is accessible on my iMac, my MacBook and my iPhone at any time.

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