HT1338 buying from the App store

I am trying to buy from the App Store (pages to be more specific) using the money I have in my account but I am only able to buy using my visa information.
How do I use the money in my account instead?

With a balance over $100, even with fees and taxes, your VISA account should not be charged.
Try selecting None in the Edit Payment window so the App Store is forced to deduct the total from the balance.
Click Account on the right side of the App Store window. Enter your Apple ID and password then click View Account  (you may be prompted for your password one more time)
Then click Edit to the right of Payment Type and select None then click Done bottom right corner of the App Store window.
Then try purchasing Pages.

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