HT1491 had a reversed charge on paypal.  now I want to download a app on my iphone and it won't let me.

I had a something from iTunes that wasn't my charge.  I had the charges reversed on paypal.  Now I can't download an app on my iPhone bacause it says my billing is not right.  I have updated my billing info on iTunes, but that didn't work and I can't figure out what to do now. 

You will have to do more than simply changing settings in your moms account. To set up everything in your own account, go to Settings > iCloud > scroll down and press sign out. From this, check out this link for how to setup iCloud on all of your devices after making a new icloud account on your phone: https://www.apple.com/icloud/setup/
Before you set that up, you will have to make a new iCould account which you can simply do after you sign out of your mom's account on your devices.
Hope I can help!

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