HT1918 I want to put in a different credit card into my billing info but its not working

I put my new credit card info and it didn't go through so I checked and it said that I had enough money in my account, so I put my info in again and it told me to go to www.apple.com/support/itunes/ww/. For help  can someone please tell me what to do!

http://support.apple.com/kb/ht1937
Accoprding to Apple's information, all UK phones are sold as locked to the carrier you got it from, so yours is ALREADY locked to T-Mobile (activation has nothing to do with whether a phone is sold as locked or not).
However, it looks like, from Apple's listing, that they also support unlocking, but you will need to contact them about doing that.  There may be restrictions, like so many months under contract first, or a fee, or whatever rules they apply to unlocking.  Or there may be none and you just need to ask them to do it.
Regardless, you need to contact T-Mobile and ask them about how to get an unlock request processed by them.  And do it before you leave - much more difficult to deal with once you are far removed from their network.

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