HT1918 "If you do not want a payment method on your account, select None in the payment type section"

Question

I have visa, mastercard, amex, discover and paypal - no "None" option for payment method. What do I do now? Assuming I don't want Apple to have my credit card info for no reason.

Answer 1

I figured out how to do this and I will explain it here so if you are trying to figure out how to get the None payment option then please read this as I will explain it in great detail so you can not fail when tryiong to figure it out. By the way I had to do this 7 times to finally figure it out, I was literally on my last try and I told myself if it didn't work one more time I was going to just return the iPhone I just bought a day and a half ago. So here it is the walk through that will really work:
Before we start I want to suggest that you do this on your computer not your iPhone. I attempted this on my iPhone the first time and it did not work. Meaning it did not give me the "None" option for payment types. The method that finally worked for me was doing this on my home computer. The following is exactly how I achieved this:
#1 Important read and follow each step individually and exactly before moving on or you may have to repeat the entire process!!!!!
#1 cont. If you already have an Apple ID that you have made with your favorite email account and you are not getting the "None" option after following the steps given on the walk through then guess what you have to scrap that Apple ID, there is no way around it unless you want to give CC info which is why you are here in the 1st place right? I know totally stupid and ******** as heck right? But there you go now you can forget about the other Apple ID you made. You are now going to have to create an entire new email account so you can do this like I did 5 times, but you only need to do it once, thank heavens right!? You have to do this unless you have an email account that you have not already attempted to creat an Apple ID with, if you have an email account that you have not used while attempting to create an Apple ID with then you can use that email account, if not then you need to make a new one, again, I know!?!? How fricken ******** can you get? Thank the Apple folks they designed it this way for God only knows why?
I don't know of anyway to delete an old Apple ID there might be someone on these forums that knows. The way I see it is if I never put personal information in it and it never worked who's ever going to care about it, I made 6 Apple ID's and none of them worked so I just forgot about them. I finally figured it out on the 7th one.
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#2 OK, step two now. So if you needed to create a whole new email account you're probably feeling about as ****** as I was at this point, except I was 5 times as ******.
So in step number two, you just need to open up iTunes at this point. Once the program is open there is an iTunes store icon/button in the upper right corner of the program. Click on that button. (please note it does not matter if your phone is linked up with your computer).
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#3 Step three. Click on the App Store optionnear the top of the screen in the center.
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#4 Scroll down the page until on the right hand side there will be  in bold Top Free Apps. Choose any one of the FREE apps and click on it.
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#5 After clicking on the app it will pop up with a box asking if want to create Apple ID click on that option. Finish all the stuff secret questions and all to create a new Apple ID, yes you have to make a new one.
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#6 Finally you will get to the page where it looks just like the payment page but the None option will be there now, don't ask why, again, only God and the horrible web page designers at Apple know why. You will still need to fill out the information on that page but you will notice as long as you have chosen the None option that it is not asking for any credit card information this time. Fill out the information and it will send a confirmation email thing to your new email account. Do the confirmation stuff that it requests and vioala you can now use the Home Sharing option in iTunes and sync your files. Wow, kind of a very long and ******** journey but we finally made it, yayyyyy!!!!
Apple should really, really, seriously considered getting this fixed ASAP!!