HT1918 my Security code on my debit card keeps getting rejected on my Apple ID info. How can I fix this?

I know my card is fine. I used it to to make in app purchases on my ipod just 2 nights ago and nothing has changed. I tried using it to get music on Itunes on my laptop and then I started having the problem on my ipod since the apple ID links the 2. now I can't even update free apps like gmail without my billing info being correct. What can I do to fix this? I read somewhere to click "none" under payment method and then to re enter the info, but there's no none option....

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Credit card security code or postcode issues.

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